STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
229
2010–2026
Total Volume
$81M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
229 total segments
Texas Bank has a strong focus on small deals, with 114 out of 229 loans under $150K. This suggests they are well-suited for new businesses or smaller projects.
With an average 7(a) spread of P+2.07%, Texas Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest.
Texas Bank has shown impressive growth, increasing their SBA lending by 125% year-over-year. This upward trend indicates they are actively expanding their lending capacity.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 27 504 loans, which use fixed SBA debenture rates.
States where Texas Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Manufacturing
Manufacturing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Hotels & Accommodation
Accommodation & Food Services
Personal Care (Salons, Spas)
Other Services
Administrative & Waste Services
Administrative & Waste Services
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for Texas Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 14 | P+2.63% | $61K | Q3 2025 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 13 | P+2.25% | $67K | Q1 2024 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 9 | P+2.50% | $229K | Q1 2023 |
| Texas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 8 | P+2.00% | $100K | Q1 2024 |
| Texas · Manufacturing · Under $150K | 7(a) | 8 | P+1.75% | $98K | Q1 2024 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 7 | P+2.50% | $226K | Q4 2025 |
| Texas · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 7 | P+2.25% | $255K | Q1 2025 |
| Texas · Finance & Insurance · Under $150K | 7(a) | 7 | P+1.00% | $81K | Q2 2023 |
| Texas · Retail Trade · Under $150K | 7(a) | 6 | P+2.25% | $60K | Q1 2019 |
| Texas · Administrative & Waste Services · Under $150K | 7(a) | 6 | P+2.63% | $56K | Q1 2020 |
| Texas · Other Repair & Services · Under $150K | 7(a) | 5 | P+2.50% | $99K | Q1 2020 |
| Texas · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 5 | P+2.00% | $414K | Q4 2019 |
| Texas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 4 | P+2.75% | $65K | Q2 2018 |
| Texas · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+2.50% | $257K | Q3 2025 |
| Texas · Wholesale Trade · Under $150K | 7(a) | 4 | P+2.13% | $109K | Q1 2025 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 4 | P+1.38% | $86K | Q1 2025 |
| Texas · General Merchandise · Under $150K | 7(a) | 3 | P+2.75% | $47K | Q3 2016 |
| Texas · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+3.50% | $282K | Q1 2015 |
| Texas · Education · Under $150K | 7(a) | 3 | P+2.25% | $109K | Q3 2021 |
| Texas · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+2.00% | $100K | Q4 2018 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 3 | P+2.00% | $181K | Q4 2019 |
| Texas · Building Construction · Under $150K | 7(a) | 3 | P+2.25% | $48K | Q3 2025 |
| Texas · Specialty Trade Contractors · $350K – $500K | 7(a) | 3 | P+2.00% | $433K | Q2 2025 |
| Texas · Physician & Dental Offices · $500K – $1M | 7(a) | 2 | P+1.13% | $852K | Q2 2021 |
| Texas · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.00% | $407K | Q2 2016 |
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