STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
137
2010–2026
Total Volume
$40M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
137 total segments
Sutton Bank has a significant focus on existing businesses, with 72% of its deals supporting established companies. This makes them a strong choice for borrowers looking to expand or refinance an existing operation.
With an average 7(a) spread of P+1.50%, Sutton Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to lower overall borrowing costs for your loan.
Sutton Bank's deal volume has declined by 33% year-over-year, which may indicate a tightening of lending criteria. Borrowers should be prepared for a potentially more rigorous approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 19 504 loans, which use fixed SBA debenture rates.
States where Sutton Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Transportation & Warehousing
Transportation & Warehousing
Specialty Trade Contractors
Construction
Retail Trade
Retail Trade
Auto Repair & Maintenance
Other Services
Restaurants & Food Service
Accommodation & Food Services
Finance & Insurance
Finance & Insurance
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Sutton Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Ohio · Transportation & Warehousing · Under $150K | 7(a) | 10 | P+1.75% | $80K | Q1 2021 |
| Ohio · Manufacturing · Under $150K | 7(a) | 7 | P+1.25% | $86K | Q1 2023 |
| Ohio · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+2.00% | $105K | Q1 2018 |
| Ohio · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+1.75% | $102K | Q2 2024 |
| Ohio · Auto Repair & Maintenance · Under $150K | 7(a) | 6 | P+2.50% | $65K | Q3 2019 |
| Ohio · Manufacturing · $150K – $350K | 7(a) | 6 | P+1.13% | $319K | Q2 2023 |
| Ohio · Retail Trade · Under $150K | 7(a) | 5 | P+2.75% | $107K | Q4 2014 |
| Ohio · Transportation & Warehousing · $150K – $350K | 7(a) | 4 | P+1.31% | $230K | Q3 2021 |
| Ohio · Manufacturing · $350K – $500K | 7(a) | 3 | P+0.50% | $387K | Q4 2023 |
| Ohio · Finance & Insurance · Under $150K | 7(a) | 3 | P+1.00% | $99K | Q4 2020 |
| Ohio · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+1.25% | $274K | Q3 2024 |
| Ohio · Auto Repair & Maintenance · $150K – $350K | 7(a) | 2 | P+2.00% | $221K | Q3 2021 |
| Ohio · Engineering & Architecture · Under $150K | 7(a) | 2 | P+1.63% | $55K | Q1 2020 |
| Ohio · Specialty Trade Contractors · $350K – $500K | 7(a) | 2 | P+1.50% | $496K | Q3 2021 |
| Ohio · Administrative & Waste Services · $1M – $2M | 504 | 2 | — | $1.3M | Q3 2011 |
| Ohio · Other Repair & Services · Under $150K | 7(a) | 2 | P+2.75% | $36K | Q1 2014 |
| Ohio · Heavy & Civil Engineering · $150K – $350K | 7(a) | 2 | P+1.38% | $248K | Q1 2021 |
| Ohio · Other Professional Services · Under $150K | 7(a) | 2 | P+2.50% | $78K | Q1 2017 |
| Ohio · Accounting & Tax · Under $150K | 7(a) | 2 | P+2.63% | $55K | Q2 2015 |
| Ohio · Manufacturing · $500K – $1M | 7(a) | 2 | P+1.25% | $875K | Q3 2021 |
| Ohio · Wholesale Trade · Under $150K | 7(a) | 2 | P+0.75% | $50K | Q3 2020 |
| Ohio · Wholesale Trade · $350K – $500K | 504 | 2 | — | $445K | Q4 2016 |
| Ohio · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+2.13% | $93K | Q4 2016 |
| Ohio · Retail Trade · $150K – $350K | 7(a) | 2 | P+2.63% | $268K | Q4 2015 |
| Ohio · Nursing & Residential Care · Under $150K | 7(a) | 2 | P+1.25% | $62K | Q3 2021 |
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