STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
1,086
2010–2026
Total Volume
$325M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
1086 total segments
Summit CU has a strong focus on existing businesses, with 64% of their deals supporting established companies. This makes them a solid choice for borrowers looking to expand or refinance rather than start a new venture.
With an average 7(a) spread of P+1.61%, Summit CU offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings on interest for your loan.
Summit CU's growth trend shows an 8% decline year-over-year, indicating they may be tightening their lending criteria. This could make it more challenging for new applicants to secure funding.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 108 504 loans, which use fixed SBA debenture rates.
States where Summit CU has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Auto Repair & Maintenance
Other Services
Personal Care (Salons, Spas)
Other Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Summit CU, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 77 | P+2.50% | $60K | Q3 2023 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 76 | P+2.25% | $64K | Q1 2023 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 49 | P+2.00% | $44K | Q3 2022 |
| Wisconsin · Transportation & Warehousing · Under $150K | 7(a) | 41 | P+1.75% | $70K | Q3 2025 |
| Wisconsin · Personal Care (Salons, Spas) · Under $150K | 7(a) | 40 | P+2.50% | $52K | Q1 2024 |
| Wisconsin · General Merchandise · Under $150K | 7(a) | 36 | P+2.25% | $55K | Q3 2021 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 29 | P+1.25% | $252K | Q3 2025 |
| Wisconsin · Management & IT Consulting · Under $150K | 7(a) | 29 | P+2.00% | $62K | Q4 2025 |
| Wisconsin · Arts, Entertainment & Recreation · Under $150K | 7(a) | 27 | P+2.25% | $43K | Q1 2025 |
| Wisconsin · Administrative & Waste Services · Under $150K | 7(a) | 27 | P+2.74% | $44K | Q1 2024 |
| Wisconsin · Auto Repair & Maintenance · Under $150K | 7(a) | 27 | P+2.75% | $46K | Q3 2023 |
| Wisconsin · Retail Trade · Under $150K | 7(a) | 27 | P+2.50% | $44K | Q3 2025 |
| Wisconsin · Other Health Practitioners · Under $150K | 7(a) | 27 | P+2.25% | $47K | Q3 2024 |
| Wisconsin · Social Assistance · Under $150K | 7(a) | 21 | P+2.50% | $45K | Q2 2023 |
| Wisconsin · Building Construction · Under $150K | 7(a) | 21 | P+2.00% | $35K | Q2 2024 |
| Wisconsin · Wholesale Trade · Under $150K | 7(a) | 21 | P+2.25% | $61K | Q4 2024 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 19 | P+2.00% | $259K | Q3 2025 |
| Wisconsin · Manufacturing · $1M – $2M | 7(a) | 18 | P+1.63% | $1.4M | Q1 2021 |
| Wisconsin · Other Professional Services · Under $150K | 7(a) | 16 | P+2.00% | $56K | Q1 2023 |
| Wisconsin · Other Repair & Services · Under $150K | 7(a) | 16 | P+2.38% | $39K | Q3 2021 |
| Wisconsin · Engineering & Architecture · Under $150K | 7(a) | 14 | P+1.88% | $43K | Q3 2024 |
| Wisconsin · Sporting Goods & Hobby · Under $150K | 7(a) | 13 | P+2.50% | $67K | Q4 2019 |
| Wisconsin · Real Estate · Under $150K | 7(a) | 12 | P+2.00% | $66K | Q4 2022 |
| Wisconsin · Finance & Insurance · Under $150K | 7(a) | 11 | P+2.00% | $55K | Q3 2019 |
| Wisconsin · Manufacturing · $500K – $1M | 504 | 10 | — | $762K | Q1 2024 |
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