GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
576
2015–2026
Total Volume
$487M
Gross loan amounts
States Active
46
With recorded loans
Programs
7(a) & 504
576 total segments
Stone Bank has a strong focus on existing businesses, with 69% of their deals serving this purpose. This makes them a solid choice for established businesses looking for financing.
With an average 7(a) spread of P+2.60%, Stone Bank offers competitive pricing compared to the national median of P+2.75%. This can lead to significant savings on interest over the life of the loan.
Stone Bank has experienced a remarkable growth trend, with a 1200% increase in deals year-over-year. This suggests they are actively expanding and may be more willing to take on new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 9 504 loans, which use fixed SBA debenture rates.
Top 15 of 46 states where Stone Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Auto Repair & Maintenance
Other Services
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Transportation & Warehousing
Transportation & Warehousing
Wholesale Trade
Wholesale Trade
Management & IT Consulting
Professional Services
Hotels & Accommodation
Accommodation & Food Services
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Stone Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Florida · Finance & Insurance · Under $150K | 7(a) | 6 | P+3.00% | $123K | Q4 2025 |
| Florida · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+2.75% | $783K | Q2 2019 |
| Florida · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+3.00% | $150K | Q3 2025 |
| Florida · Transportation & Warehousing · Under $150K | 7(a) | 4 | P+3.00% | $125K | Q2 2025 |
| Florida · Wholesale Trade · $500K – $1M | 7(a) | 4 | P+2.75% | $746K | Q1 2019 |
| California · Transportation & Warehousing · Under $150K | 7(a) | 4 | P+3.00% | $150K | Q2 2025 |
| California · Specialty Trade Contractors · Under $150K | 7(a) | 4 | P+3.00% | $119K | Q3 2025 |
| Florida · Hotels & Accommodation · $2M – $5M | 7(a) | 4 | P+2.50% | $3.2M | Q3 2021 |
| Georgia · Other Health Practitioners · Under $150K | 7(a) | 3 | P+3.00% | $133K | Q2 2025 |
| California · Management & IT Consulting · Under $150K | 7(a) | 3 | P+3.00% | $125K | Q4 2025 |
| Florida · Social Assistance · $2M – $5M | 7(a) | 3 | P+2.50% | $2.5M | Q4 2024 |
| Arkansas · Retail Trade · $150K – $350K | 7(a) | 3 | P+2.50% | $250K | Q2 2021 |
| California · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+3.00% | $108K | Q2 2025 |
| Florida · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.75% | $285K | Q4 2019 |
| Florida · Restaurants & Food Service · $350K – $500K | 7(a) | 3 | P+2.75% | $438K | Q3 2019 |
| New Jersey · Management & IT Consulting · Under $150K | 7(a) | 3 | P+3.00% | $125K | Q3 2025 |
| Texas · Hotels & Accommodation · $2M – $5M | 7(a) | 3 | P+2.50% | $3.4M | Q3 2025 |
| Florida · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+3.00% | $117K | Q3 2025 |
| Texas · Finance & Insurance · Under $150K | 7(a) | 3 | P+3.00% | $133K | Q3 2025 |
| New York · Management & IT Consulting · Under $150K | 7(a) | 3 | P+3.00% | $133K | Q4 2025 |
| Florida · Wholesale Trade · Under $150K | 7(a) | 3 | P+3.00% | $150K | Q2 2025 |
| Virginia · Management & IT Consulting · Under $150K | 7(a) | 3 | P+3.00% | $150K | Q4 2025 |
| Florida · Miscellaneous Retail · Under $150K | 7(a) | 3 | P+3.00% | $125K | Q3 2025 |
| Virginia · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+3.00% | $125K | Q3 2025 |
| Florida · Transportation & Warehousing · $1M – $2M | 7(a) | 3 | P+2.50% | $1.6M | Q3 2025 |
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