STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
783
2010–2026
Total Volume
$740M
Gross loan amounts
States Active
17
With recorded loans
Programs
7(a) & 504
779 total segments
Stellar Bank has a strong presence in the auto repair and restaurant sectors, each with 122 deals. If you’re in these industries, this lender could be a great fit.
With an average deal size of $950,385 and a significant number of deals in the $150K-$350K range, Stellar Bank is well-suited for medium-sized businesses looking for substantial funding.
Stellar Bank's 21% year-over-year growth indicates a strong upward trend, suggesting they are actively expanding their lending capacity, which could mean more favorable terms for borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 155 504 loans, which use fixed SBA debenture rates.
Top 15 of 17 states where Stellar Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Auto Repair & Maintenance
Other Services
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Social Assistance
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Specialty Trade Contractors
Construction
Education
Education
+ 7 more
All recorded SBA lending activity for Stellar Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Auto Repair & Maintenance · $150K – $350K | 7(a) | 36 | P+2.75% | $276K | Q2 2021 |
| Texas · Restaurants & Food Service · $350K – $500K | 7(a) | 34 | P+2.25% | $421K | Q3 2023 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 24 | P+2.25% | $285K | Q4 2023 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 21 | P+1.75% | $704K | Q3 2025 |
| Texas · Restaurants & Food Service · $1M – $2M | 7(a) | 13 | P+1.75% | $1.4M | Q4 2023 |
| Texas · Social Assistance · $2M – $5M | 7(a) | 11 | P+2.00% | $3.2M | Q2 2023 |
| Texas · Auto Repair & Maintenance · $1M – $2M | 7(a) | 11 | P+2.00% | $1.3M | Q1 2025 |
| Texas · Social Assistance · $500K – $1M | 7(a) | 10 | P+1.88% | $711K | Q2 2022 |
| Texas · Auto Repair & Maintenance · $1M – $2M | 504 | 10 | — | $1.4M | Q4 2024 |
| Texas · Restaurants & Food Service · $2M – $5M | 7(a) | 9 | P+1.50% | $2.7M | Q1 2024 |
| Texas · Wholesale Trade · $1M – $2M | 7(a) | 9 | P+2.25% | $1.4M | Q3 2022 |
| Texas · Administrative & Waste Services · $150K – $350K | 7(a) | 9 | P+2.50% | $228K | Q1 2025 |
| Texas · Manufacturing · $500K – $1M | 7(a) | 9 | P+1.75% | $779K | Q4 2025 |
| Texas · Hotels & Accommodation · $2M – $5M | 7(a) | 9 | P+2.25% | $3.0M | Q3 2021 |
| Texas · Auto Repair & Maintenance · $500K – $1M | 504 | 8 | — | $721K | Q2 2020 |
| Texas · Manufacturing · $500K – $1M | 504 | 8 | — | $777K | Q3 2022 |
| Texas · Auto Repair & Maintenance · $2M – $5M | 7(a) | 8 | P+1.50% | $3.2M | Q2 2022 |
| Texas · Social Assistance · $1M – $2M | 7(a) | 8 | P+1.63% | $1.3M | Q1 2025 |
| Texas · Manufacturing · $2M – $5M | 7(a) | 8 | P+1.75% | $3.1M | Q2 2025 |
| Texas · Social Assistance · $1M – $2M | 504 | 7 | — | $1.3M | Q3 2025 |
| Texas · Restaurants & Food Service · $1M – $2M | 504 | 7 | — | $1.4M | Q4 2021 |
| Texas · Manufacturing · $350K – $500K | 7(a) | 7 | P+2.00% | $440K | Q4 2024 |
| Texas · Specialty Trade Contractors · $150K – $350K | 7(a) | 7 | P+2.50% | $261K | Q1 2025 |
| Texas · Specialty Trade Contractors · $500K – $1M | 7(a) | 7 | P+2.25% | $810K | Q3 2021 |
| Texas · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 6 | P+2.25% | $731K | Q1 2023 |
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