GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
256
2010–2025
Total Volume
$273M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
256 total segments
St. Louis Bank has a strong focus on acquisitions, with 58% of their SBA deals dedicated to this purpose. This makes them a suitable choice for buyers looking to purchase existing businesses.
With an average 7(a) spread of P+2.48%, St. Louis Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's 13% share of 504 loans indicates a balanced approach to financing, though it's slightly below the national average of 18%. If you're considering real estate financing, be aware that their 504 offerings are limited.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 34 504 loans, which use fixed SBA debenture rates.
States where St. Louis Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Administrative & Waste Services
Administrative & Waste Services
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
Retail Trade
Retail Trade
Auto Repair & Maintenance
Other Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for St. Louis Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Arizona · Administrative & Waste Services · $500K – $1M | 7(a) | 7 | P+2.75% | $739K | Q2 2025 |
| Missouri · Administrative & Waste Services · Under $150K | 7(a) | 6 | P+3.00% | $76K | Q2 2012 |
| Arizona · Specialty Trade Contractors · $2M – $5M | 7(a) | 6 | P+2.38% | $3.6M | Q4 2024 |
| Arizona · Administrative & Waste Services · $1M – $2M | 7(a) | 5 | P+2.75% | $1.5M | Q1 2025 |
| Missouri · Manufacturing · $2M – $5M | 7(a) | 4 | P+0.88% | $4.0M | Q1 2020 |
| Illinois · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+2.75% | $664K | Q2 2025 |
| Missouri · Restaurants & Food Service · $350K – $500K | 7(a) | 4 | P+2.75% | $412K | Q2 2024 |
| Arizona · Retail Trade · $500K – $1M | 7(a) | 4 | P+2.75% | $674K | Q4 2024 |
| Missouri · Manufacturing · $1M – $2M | 7(a) | 4 | P+2.50% | $1.4M | Q3 2022 |
| Missouri · Other Health Practitioners · $1M – $2M | 7(a) | 4 | P+1.25% | $1.6M | Q1 2024 |
| Arizona · Specialty Trade Contractors · $500K – $1M | 7(a) | 4 | P+2.75% | $766K | Q3 2024 |
| Missouri · Manufacturing · $1M – $2M | 504 | 3 | — | $1.2M | Q1 2023 |
| Arizona · Administrative & Waste Services · $350K – $500K | 7(a) | 3 | P+2.75% | $482K | Q4 2024 |
| Arizona · Other Repair & Services · $500K – $1M | 7(a) | 3 | P+2.50% | $704K | Q3 2025 |
| Missouri · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+2.25% | $287K | Q3 2023 |
| Missouri · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 3 | P+2.75% | $426K | Q3 2022 |
| Missouri · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 3 | P+2.75% | $751K | Q3 2025 |
| Arizona · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.75% | $258K | Q1 2022 |
| Missouri · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+1.75% | $653K | Q1 2024 |
| Missouri · Manufacturing · $150K – $350K | 7(a) | 3 | P+1.75% | $316K | Q4 2024 |
| Missouri · Manufacturing · $500K – $1M | 7(a) | 3 | P+1.75% | $731K | Q4 2021 |
| Missouri · Education · $500K – $1M | 504 | 3 | — | $707K | Q2 2025 |
| Missouri · Restaurants & Food Service · $1M – $2M | 7(a) | 2 | P+1.88% | $1.4M | Q2 2025 |
| Missouri · Social Assistance · $150K – $350K | 7(a) | 2 | P+2.75% | $310K | Q3 2022 |
| Missouri · Miscellaneous Retail · $1M – $2M | 7(a) | 2 | P+2.25% | $1.2M | Q1 2024 |
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