GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
217
2010–2025
Total Volume
$170M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
216 total segments
Spring Bank has a strong focus on existing businesses, with 78% of their deals serving this purpose. If you're an established business looking for funding, this lender could be a great fit.
With an average 7(a) spread of P+2.30%, Spring Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Spring Bank's growth trend shows a remarkable 100% year-over-year increase in deals, indicating a lender on the rise. This could mean they are more willing to take on new borrowers as they expand.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 46 504 loans, which use fixed SBA debenture rates.
States where Spring Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Hotels & Accommodation
Accommodation & Food Services
Manufacturing
Manufacturing
Other Professional Services
Professional Services
Other Health Practitioners
Health Care & Social Assistance
Management & IT Consulting
Professional Services
Specialty Trade Contractors
Construction
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for Spring Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 13 | P+2.50% | $78K | Q2 2017 |
| Wisconsin · Other Professional Services · Under $150K | 7(a) | 8 | P+1.75% | $76K | Q4 2016 |
| Wisconsin · Other Health Practitioners · Under $150K | 7(a) | 7 | P+1.50% | $89K | Q3 2017 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 7 | P+2.25% | $67K | Q2 2016 |
| New York · Hotels & Accommodation · $2M – $5M | 7(a) | 6 | P+2.50% | $3.6M | Q3 2021 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 6 | P+2.00% | $238K | Q1 2016 |
| New York · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+2.75% | $94K | Q4 2021 |
| Wisconsin · Management & IT Consulting · Under $150K | 7(a) | 5 | P+2.25% | $70K | Q2 2016 |
| New Jersey · Hotels & Accommodation · $2M – $5M | 7(a) | 4 | P+2.13% | $4.4M | Q1 2021 |
| New York · Restaurants & Food Service · $1M – $2M | 7(a) | 4 | P+2.38% | $1.4M | Q3 2013 |
| New York · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+2.75% | $671K | Q1 2025 |
| Connecticut · Hotels & Accommodation · $1M – $2M | 7(a) | 4 | P+2.38% | $1.6M | Q3 2017 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+2.75% | $263K | Q4 2012 |
| New York · Hotels & Accommodation · $2M – $5M | 504 | 4 | — | $3.0M | Q3 2024 |
| New York · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.25% | $257K | Q3 2023 |
| Wisconsin · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.75% | $43K | Q1 2017 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+3.25% | $213K | Q2 2014 |
| New York · Real Estate · $1M – $2M | 7(a) | 3 | P+2.75% | $1.7M | Q3 2012 |
| Wisconsin · Manufacturing · $2M – $5M | 504 | 3 | — | $3.5M | Q1 2025 |
| New York · Other Professional Services · $150K – $350K | 7(a) | 2 | P+2.63% | $200K | Q2 2024 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+1.88% | $20K | Q1 2014 |
| New York · Restaurants & Food Service · $350K – $500K | 504 | 2 | — | $478K | Q1 2025 |
| Wisconsin · Arts, Entertainment & Recreation · $500K – $1M | 504 | 2 | — | $786K | Q3 2024 |
| New York · Hotels & Accommodation · $1M – $2M | 7(a) | 2 | P+2.13% | $1.4M | Q1 2022 |
| New York · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.38% | $405K | Q3 2013 |
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