GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
96
2010–2024
Total Volume
$15M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
96 total segments
Southwest Missouri Bank focuses heavily on smaller loans, with 77% of their deals under $150K. This makes them a great fit for startups and small acquisitions.
The bank's average 7(a) spread is P+2.82%, slightly above the national median of P+2.75%. This indicates they may be pricing loans a bit higher than some competitors.
With a minimal 504 presence (only 3 deals), borrowers seeking real estate financing should consider other lenders, as this bank primarily offers 7(a) loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 3 504 loans, which use fixed SBA debenture rates.
States where Southwest Missouri Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Transportation & Warehousing
Transportation & Warehousing
Manufacturing
Manufacturing
Retail Trade
Retail Trade
Physician & Dental Offices
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Other Health Practitioners
Health Care & Social Assistance
Restaurants & Food Service
Accommodation & Food Services
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Southwest Missouri Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Missouri · Transportation & Warehousing · Under $150K | 7(a) | 11 | P+4.50% | $48K | Q3 2016 |
| Missouri · Auto Repair & Maintenance · Under $150K | 7(a) | 7 | P+3.75% | $48K | Q3 2014 |
| Missouri · Manufacturing · Under $150K | 7(a) | 6 | P+2.75% | $66K | Q2 2016 |
| Missouri · Physician & Dental Offices · Under $150K | 7(a) | 5 | P+2.50% | $56K | Q1 2016 |
| Oklahoma · Retail Trade · Under $150K | 7(a) | 4 | P+3.13% | $59K | Q1 2019 |
| Missouri · Physician & Dental Offices · $150K – $350K | 7(a) | 3 | P+2.50% | $280K | Q2 2016 |
| Missouri · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+3.25% | $45K | Q1 2015 |
| Missouri · Other Health Practitioners · Under $150K | 7(a) | 3 | P+5.25% | $59K | Q3 2011 |
| Missouri · Retail Trade · Under $150K | 7(a) | 3 | P+2.75% | $62K | Q3 2019 |
| Missouri · Specialty Trade Contractors · Under $150K | 7(a) | 3 | P+2.75% | $42K | Q2 2018 |
| Missouri · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+2.50% | $65K | Q4 2018 |
| Missouri · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.75% | $77K | Q4 2016 |
| Missouri · Accounting & Tax · Under $150K | 7(a) | 3 | P+2.75% | $58K | Q1 2018 |
| Missouri · Legal Services · Under $150K | 7(a) | 2 | P+3.38% | $20K | Q1 2010 |
| Missouri · Social Assistance · $350K – $500K | 7(a) | 2 | P+1.25% | $409K | Q3 2022 |
| Missouri · Wholesale Trade · Under $150K | 7(a) | 2 | P+4.82% | $21K | Q3 2010 |
| Missouri · Education · Under $150K | 7(a) | 2 | P+3.63% | $58K | Q4 2011 |
| Missouri · Transportation & Warehousing · $150K – $350K | 7(a) | 2 | P+3.50% | $221K | Q1 2022 |
| Missouri · Manufacturing · $150K – $350K | 7(a) | 1 | P+2.75% | $188K | Q2 2022 |
| Missouri · Manufacturing · $1M – $2M | 7(a) | 1 | P+1.50% | $1.2M | Q1 2019 |
| Missouri · Retail Trade · $500K – $1M | 7(a) | 1 | P+1.00% | $960K | Q2 2010 |
| Missouri · Real Estate · Under $150K | 7(a) | 1 | P+3.25% | $100K | Q2 2012 |
| Missouri · Real Estate · $150K – $350K | 7(a) | 1 | P+4.25% | $277K | Q1 2011 |
| Missouri · Administrative & Waste Services · $150K – $350K | 7(a) | 1 | P+2.25% | $225K | Q3 2012 |
| Missouri · Arts, Entertainment & Recreation · Under $150K | 7(a) | 1 | P+2.25% | $68K | Q2 2010 |
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