STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
296
2010–2025
Total Volume
$145M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
296 total segments
SouthWest Bank primarily focuses on 7(a) loans, with 289 out of 296 deals in this category. This makes them a better fit for borrowers seeking working capital or equipment financing rather than real estate-focused 504 loans.
With an average 7(a) spread of P+2.04%, SouthWest Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's deal volume has decreased by 42% year-over-year, indicating a potential tightening in lending. This trend may make it more challenging for new borrowers to secure loans as the bank may be more selective.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 7 504 loans, which use fixed SBA debenture rates.
States where SouthWest Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Mining & Oil/Gas
Mining & Oil/Gas
Real Estate
Real Estate
Transportation & Warehousing
Transportation & Warehousing
Other Health Practitioners
Health Care & Social Assistance
Retail Trade
Retail Trade
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for SouthWest Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 16 | P+2.00% | $272K | Q2 2024 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 12 | P+2.00% | $272K | Q4 2023 |
| Texas · Mining & Oil/Gas · Under $150K | 7(a) | 12 | P+2.00% | $98K | Q2 2019 |
| Texas · Manufacturing · $1M – $2M | 7(a) | 9 | P+1.50% | $1.6M | Q3 2014 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+2.00% | $78K | Q4 2023 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 7 | P+2.25% | $106K | Q2 2018 |
| Texas · Manufacturing · $350K – $500K | 7(a) | 6 | P+2.13% | $420K | Q1 2016 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+1.88% | $705K | Q2 2025 |
| Texas · Restaurants & Food Service · $350K – $500K | 7(a) | 6 | P+2.00% | $430K | Q1 2019 |
| Texas · Mining & Oil/Gas · $150K – $350K | 7(a) | 6 | P+2.38% | $200K | Q1 2020 |
| Texas · Retail Trade · Under $150K | 7(a) | 6 | P+2.50% | $111K | Q4 2017 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 5 | P+2.25% | $248K | Q3 2021 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 5 | P+2.00% | $104K | Q4 2023 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+2.00% | $104K | Q1 2025 |
| Texas · Real Estate · Under $150K | 7(a) | 4 | P+2.00% | $89K | Q2 2024 |
| Texas · Social Assistance · Under $150K | 7(a) | 4 | P+1.50% | $67K | Q4 2024 |
| Texas · Other Health Practitioners · $150K – $350K | 7(a) | 4 | P+2.00% | $237K | Q2 2022 |
| Texas · Manufacturing · $500K – $1M | 7(a) | 4 | P+1.88% | $665K | Q3 2023 |
| Texas · Other Repair & Services · Under $150K | 7(a) | 4 | P+2.63% | $60K | Q3 2014 |
| Texas · Wholesale Trade · $150K – $350K | 7(a) | 4 | P+2.13% | $272K | Q3 2016 |
| Texas · Manufacturing · Under $150K | 7(a) | 4 | P+2.13% | $99K | Q3 2015 |
| Texas · Transportation & Warehousing · $150K – $350K | 7(a) | 4 | P+2.00% | $286K | Q1 2015 |
| Texas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 4 | P+2.25% | $96K | Q2 2024 |
| Texas · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+2.25% | $232K | Q4 2021 |
| Texas · Real Estate · $150K – $350K | 7(a) | 4 | P+2.00% | $216K | Q1 2018 |
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