STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
375
2010–2026
Total Volume
$271M
Gross loan amounts
States Active
12
With recorded loans
Programs
7(a) & 504
375 total segments
Shinhan Bank America focuses heavily on existing businesses, with 45% of their deals serving this purpose. This is beneficial for established companies looking to expand or refinance.
With an average 7(a) spread of P+1.35%, Shinhan Bank America offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings over the life of your loan.
Although Shinhan Bank America has a minimal 504 presence, their overall growth trend is positive, with a 5% increase in deals year-over-year. This suggests they are becoming more active in the SBA lending space.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 7 504 loans, which use fixed SBA debenture rates.
States where Shinhan Bank America has recorded SBA lending activity.
+ 7 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Laundry & Dry Cleaning
Other Services
Food & Beverage Stores
Retail Trade
Wholesale Trade
Wholesale Trade
Retail Trade
Retail Trade
Auto Repair & Maintenance
Other Services
Physician & Dental Offices
Health Care & Social Assistance
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for Shinhan Bank America, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 21 | P+1.50% | $264K | Q3 2025 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 17 | P+1.50% | $129K | Q4 2024 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 12 | P+1.38% | $439K | Q3 2025 |
| Georgia · Restaurants & Food Service · $150K – $350K | 7(a) | 9 | P+1.50% | $235K | Q4 2024 |
| New York · Personal Care (Salons, Spas) · Under $150K | 7(a) | 9 | P+1.25% | $118K | Q1 2017 |
| California · Auto Repair & Maintenance · $2M – $5M | 7(a) | 7 | P+0.50% | $3.0M | Q3 2025 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 6 | P+0.75% | $1.4M | Q4 2025 |
| Texas · Retail Trade · $150K – $350K | 7(a) | 6 | P+1.88% | $273K | Q1 2022 |
| California · Laundry & Dry Cleaning · $2M – $5M | 7(a) | 6 | P+0.57% | $3.8M | Q3 2023 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 5 | P+1.50% | $254K | Q1 2025 |
| New York · Laundry & Dry Cleaning · $150K – $350K | 7(a) | 5 | P+1.75% | $236K | Q4 2015 |
| New York · Laundry & Dry Cleaning · Under $150K | 7(a) | 5 | P+2.25% | $98K | Q3 2016 |
| New York · Food & Beverage Stores · $150K – $350K | 7(a) | 5 | P+1.50% | $250K | Q2 2013 |
| California · Food & Beverage Stores · Under $150K | 7(a) | 5 | P+2.25% | $106K | Q3 2017 |
| New York · Laundry & Dry Cleaning · $500K – $1M | 7(a) | 5 | P+1.50% | $688K | Q1 2018 |
| New York · Restaurants & Food Service · $150K – $350K | 7(a) | 5 | P+2.25% | $262K | Q3 2019 |
| California · Wholesale Trade · Under $150K | 7(a) | 5 | P+2.00% | $102K | Q4 2012 |
| California · Laundry & Dry Cleaning · $150K – $350K | 7(a) | 4 | P+1.75% | $263K | Q4 2018 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+1.00% | $640K | Q4 2025 |
| New York · Laundry & Dry Cleaning · $350K – $500K | 7(a) | 4 | P+2.25% | $467K | Q2 2012 |
| California · Wholesale Trade · $150K – $350K | 7(a) | 4 | P+1.38% | $278K | Q4 2024 |
| Georgia · Laundry & Dry Cleaning · $150K – $350K | 7(a) | 4 | P+1.13% | $276K | Q3 2018 |
| New York · Other Health Practitioners · Under $150K | 7(a) | 4 | P+2.25% | $83K | Q4 2013 |
| New York · Food & Beverage Stores · Under $150K | 7(a) | 4 | P+1.50% | $113K | Q1 2016 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+1.13% | $702K | Q1 2021 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Shinhan Bank America.
No reviews yet. Be the first to review Shinhan Bank America.
Listen to acquisition entrepreneurs share their experience
Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.