STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
146
2010–2026
Total Volume
$95M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
146 total segments
Security State Bank and Trust has a strong focus on startups, with 52% of their deals going to new businesses. This could be a good fit if you're starting a new venture.
With an average 7(a) spread of P+1.58%, Security State Bank and Trust offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over time.
The lender's growth trend shows a 29% year-over-year increase in deals, indicating they are expanding and may be more willing to approve new loans. This is a positive sign for potential borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 3 504 loans, which use fixed SBA debenture rates.
States where Security State Bank and Trust has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Personal Care (Salons, Spas)
Other Services
Hotels & Accommodation
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Administrative & Waste Services
Administrative & Waste Services
Specialty Trade Contractors
Construction
+ 7 more
All recorded SBA lending activity for Security State Bank and Trust, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · $350K – $500K | 7(a) | 8 | P+1.50% | $431K | Q3 2024 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+1.50% | $764K | Q2 2023 |
| Texas · Auto Repair & Maintenance · $500K – $1M | 7(a) | 5 | P+1.50% | $767K | Q2 2023 |
| Texas · Manufacturing · Under $150K | 7(a) | 4 | P+1.38% | $94K | Q2 2023 |
| Texas · Restaurants & Food Service · $1M – $2M | 7(a) | 4 | P+1.50% | $1.3M | Q2 2024 |
| Texas · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 4 | P+1.50% | $251K | Q4 2025 |
| Texas · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 4 | P+1.50% | $447K | Q1 2025 |
| Texas · Administrative & Waste Services · $150K – $350K | 7(a) | 3 | P+1.50% | $232K | Q2 2024 |
| Texas · Transportation & Warehousing · $500K – $1M | 7(a) | 3 | P+1.50% | $671K | Q4 2025 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 3 | P+1.50% | $239K | Q3 2024 |
| Texas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+2.75% | $48K | Q2 2023 |
| Texas · Manufacturing · $1M – $2M | 7(a) | 3 | P+1.50% | $1.5M | Q2 2025 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+1.50% | $301K | Q3 2025 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 3 | P+1.50% | $216K | Q3 2025 |
| Texas · Auto Repair & Maintenance · $150K – $350K | 7(a) | 3 | P+1.50% | $235K | Q3 2023 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+2.00% | $77K | Q2 2024 |
| Texas · Other Health Practitioners · $500K – $1M | 7(a) | 2 | P+1.50% | $813K | Q4 2024 |
| Texas · Hotels & Accommodation · $500K – $1M | 7(a) | 2 | P+1.50% | $861K | Q4 2021 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+2.13% | $98K | Q4 2024 |
| Texas · Manufacturing · $350K – $500K | 7(a) | 2 | P+1.50% | $458K | Q2 2024 |
| Texas · Manufacturing · $500K – $1M | 7(a) | 2 | P+1.50% | $775K | Q1 2024 |
| Texas · Wholesale Trade · Under $150K | 7(a) | 2 | P+1.50% | $150K | Q2 2024 |
| Texas · Wholesale Trade · $2M – $5M | 7(a) | 2 | P+1.13% | $4.1M | Q1 2022 |
| Texas · Wholesale Trade · $350K – $500K | 7(a) | 2 | P+1.50% | $498K | Q4 2023 |
| Texas · Retail Trade · $150K – $350K | 7(a) | 2 | P+2.13% | $242K | Q1 2022 |
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