STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
194
2010–2024
Total Volume
$84M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
193 total segments
Security Service FCU has a strong focus on existing businesses, with 77% of their deals supporting established companies. This makes them a good fit for borrowers looking to acquire or expand existing operations.
With an average 7(a) spread of P+2.09%, Security Service FCU offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings on interest payments for borrowers.
Despite a solid volume of 193 total SBA deals, Security Service FCU has experienced a -14% decline in growth year-over-year. This trend may indicate a tightening of lending standards, which could affect approval rates for new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 31 504 loans, which use fixed SBA debenture rates.
States where Security Service FCU has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Other Health Practitioners
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Retail Trade
Retail Trade
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for Security Service FCU, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 10 | P+2.50% | $98K | Q2 2019 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 7 | P+2.00% | $241K | Q2 2015 |
| Texas · Administrative & Waste Services · Under $150K | 7(a) | 6 | P+2.63% | $76K | Q2 2017 |
| Texas · Manufacturing · Under $150K | 7(a) | 6 | P+2.13% | $62K | Q2 2017 |
| Texas · Social Assistance · Under $150K | 7(a) | 5 | P+2.00% | $115K | Q4 2015 |
| Texas · Retail Trade · Under $150K | 7(a) | 5 | P+2.25% | $81K | Q4 2012 |
| Texas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 4 | P+1.38% | $129K | Q2 2014 |
| Texas · Administrative & Waste Services · $150K – $350K | 7(a) | 4 | P+2.13% | $216K | Q3 2022 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 4 | P+2.38% | $93K | Q2 2015 |
| Texas · Management & IT Consulting · Under $150K | 7(a) | 3 | P+2.00% | $117K | Q4 2014 |
| Texas · Auto Dealers & Parts · Under $150K | 7(a) | 3 | P+2.00% | $88K | Q3 2016 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 3 | P+2.00% | $80K | Q4 2014 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 3 | P+2.25% | $242K | Q3 2021 |
| Texas · Other Health Practitioners · $150K – $350K | 7(a) | 3 | P+2.00% | $278K | Q1 2019 |
| Texas · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+2.00% | $70K | Q2 2019 |
| Utah · Nursing & Residential Care · $2M – $5M | 504 | 3 | — | $2.4M | Q4 2015 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+2.75% | $78K | Q4 2013 |
| Texas · Physician & Dental Offices · Under $150K | 7(a) | 3 | P+2.75% | $107K | Q1 2011 |
| Texas · Other Health Practitioners · $150K – $350K | 504 | 2 | — | $300K | Q3 2022 |
| Texas · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 2 | P+2.50% | $569K | Q3 2014 |
| Utah · Accounting & Tax · Under $150K | 7(a) | 2 | P+2.63% | $39K | Q1 2018 |
| Colorado · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+2.25% | $70K | Q3 2018 |
| Texas · Laundry & Dry Cleaning · $500K – $1M | 7(a) | 2 | P+2.00% | $635K | Q2 2015 |
| Texas · Other Repair & Services · Under $150K | 7(a) | 2 | P+2.25% | $100K | Q3 2017 |
| Texas · Manufacturing · $1M – $2M | 7(a) | 2 | P+1.50% | $1.6M | Q3 2014 |
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