STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
182
2010–2025
Total Volume
$98M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
182 total segments
Most active in Wisconsin (91% of deals) and focuses heavily on manufacturing (21% of deals).
With a median 7(a) spread of P + 1.62%, Security Financial Bank prices well below the national median of P + 2.00% — competitive pricing is a clear strength here.
Manufacturing makes up 21% of Security Financial Bank's deals — 4.9x the national average. This is a clear specialist, not a generalist who happens to do some manufacturing lending.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 27 504 loans, which use fixed SBA debenture rates.
States where Security Financial Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Agriculture & Forestry
Agriculture & Forestry
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Transportation & Warehousing
Transportation & Warehousing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Personal Care (Salons, Spas)
Other Services
Sporting Goods & Hobby
Retail Trade
+ 7 more
All recorded SBA lending activity for Security Financial Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Agriculture & Forestry · Under $150K | 7(a) | 15 | P+1.75% | $101K | Q2 2021 |
| Wisconsin · Agriculture & Forestry · $150K – $350K | 7(a) | 9 | P+1.75% | $290K | Q2 2021 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 7 | P+1.00% | $284K | Q1 2021 |
| Minnesota · Manufacturing · $1M – $2M | 7(a) | 6 | P+1.67% | $1.9M | Q3 2017 |
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+1.25% | $86K | Q3 2025 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+0.99% | $81K | Q4 2020 |
| Wisconsin · Transportation & Warehousing · Under $150K | 7(a) | 6 | P+1.60% | $80K | Q1 2022 |
| Minnesota · Manufacturing · $500K – $1M | 7(a) | 5 | P+2.00% | $1.0M | Q3 2024 |
| Wisconsin · Arts, Entertainment & Recreation · Under $150K | 7(a) | 5 | P+1.38% | $71K | Q1 2023 |
| Wisconsin · Agriculture & Forestry · $350K – $500K | 7(a) | 4 | P+1.73% | $491K | Q3 2020 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 4 | P+2.50% | $80K | Q2 2014 |
| Wisconsin · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 4 | P+1.75% | $179K | Q4 2021 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+0.00% | $230K | Q2 2023 |
| Wisconsin · Manufacturing · $1M – $2M | 7(a) | 3 | P+2.03% | $1.5M | Q1 2016 |
| Wisconsin · Manufacturing · $500K – $1M | 7(a) | 3 | P+1.47% | $736K | Q2 2021 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+0.75% | $292K | Q4 2019 |
| Wisconsin · Transportation & Warehousing · $150K – $350K | 7(a) | 3 | P+2.25% | $242K | Q3 2020 |
| Wisconsin · Nursing & Residential Care · Under $150K | 7(a) | 3 | P+1.50% | $75K | Q3 2024 |
| Wisconsin · Manufacturing · $350K – $500K | 504 | 3 | — | $436K | Q3 2022 |
| Wisconsin · Other Repair & Services · Under $150K | 7(a) | 3 | P+1.50% | $63K | Q1 2025 |
| Wisconsin · Manufacturing · $150K – $350K | 504 | 2 | — | $327K | Q4 2018 |
| Wisconsin · Agriculture & Forestry · $1M – $2M | 504 | 2 | — | $1.3M | Q4 2021 |
| Wisconsin · Manufacturing · $500K – $1M | 504 | 2 | — | $817K | Q4 2021 |
| Wisconsin · Auto Dealers & Parts · $150K – $350K | 7(a) | 2 | P+0.47% | $240K | Q1 2025 |
| Wisconsin · Miscellaneous Retail · Under $150K | 7(a) | 2 | P+0.88% | $111K | Q3 2024 |
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