STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
341
2010–2026
Total Volume
$58M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
341 total segments
Security Bank USA has a strong focus on existing businesses, with 50% of their deals supporting established companies. This makes them a good choice for borrowers looking to expand or refinance existing operations.
With an average 7(a) spread of P+1.86%, Security Bank USA offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings over the life of your loan.
Although Security Bank USA has a 9% share of 504 loans, which is lower than the national average of 18%, they still provide a balanced mix of both 7(a) and 504 loans. If you're considering a real estate purchase, be aware that their 504 offerings are limited.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 30 504 loans, which use fixed SBA debenture rates.
States where Security Bank USA has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Transportation & Warehousing
Transportation & Warehousing
Specialty Trade Contractors
Construction
Hotels & Accommodation
Accommodation & Food Services
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Administrative & Waste Services
Administrative & Waste Services
Retail Trade
Retail Trade
Agriculture & Forestry
Agriculture & Forestry
+ 7 more
All recorded SBA lending activity for Security Bank USA, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Minnesota · Transportation & Warehousing · Under $150K | 7(a) | 34 | P+2.50% | $43K | Q2 2025 |
| Minnesota · Specialty Trade Contractors · Under $150K | 7(a) | 22 | P+2.13% | $51K | Q2 2025 |
| Minnesota · Manufacturing · Under $150K | 7(a) | 16 | P+2.13% | $67K | Q4 2023 |
| Minnesota · Agriculture & Forestry · Under $150K | 7(a) | 13 | P+2.25% | $66K | Q3 2024 |
| Minnesota · Administrative & Waste Services · Under $150K | 7(a) | 13 | P+2.50% | $71K | Q4 2022 |
| Minnesota · Restaurants & Food Service · Under $150K | 7(a) | 12 | P+2.08% | $70K | Q4 2025 |
| Minnesota · Arts, Entertainment & Recreation · Under $150K | 7(a) | 11 | P+2.00% | $54K | Q4 2025 |
| Minnesota · Other Repair & Services · Under $150K | 7(a) | 10 | P+1.50% | $63K | Q2 2025 |
| Minnesota · Hotels & Accommodation · Under $150K | 7(a) | 10 | P+1.75% | $57K | Q3 2023 |
| Minnesota · Retail Trade · Under $150K | 7(a) | 10 | P+2.13% | $55K | Q1 2021 |
| North Dakota · Transportation & Warehousing · Under $150K | 7(a) | 9 | P+2.50% | $80K | Q2 2020 |
| Minnesota · Auto Dealers & Parts · Under $150K | 7(a) | 8 | P+2.50% | $80K | Q4 2020 |
| Minnesota · Auto Repair & Maintenance · Under $150K | 7(a) | 8 | P+2.13% | $60K | Q3 2020 |
| Minnesota · Real Estate · Under $150K | 7(a) | 8 | P+1.75% | $61K | Q2 2023 |
| Minnesota · Wholesale Trade · Under $150K | 7(a) | 7 | P+2.00% | $93K | Q2 2025 |
| Minnesota · Gas Stations · Under $150K | 7(a) | 6 | P+1.50% | $77K | Q4 2020 |
| Minnesota · General Merchandise · Under $150K | 7(a) | 5 | P+2.00% | $56K | Q3 2020 |
| Minnesota · Miscellaneous Retail · Under $150K | 7(a) | 5 | P+1.75% | $66K | Q2 2024 |
| Minnesota · Retail Trade · $150K – $350K | 7(a) | 5 | P+2.25% | $246K | Q1 2019 |
| Minnesota · Other Repair & Services · $150K – $350K | 7(a) | 5 | P+1.45% | $223K | Q1 2024 |
| Minnesota · Nursing & Residential Care · Under $150K | 7(a) | 5 | P+2.75% | $86K | Q2 2020 |
| Minnesota · Administrative & Waste Services · $150K – $350K | 7(a) | 5 | P+2.25% | $223K | Q2 2023 |
| Minnesota · Management & IT Consulting · Under $150K | 7(a) | 4 | P+1.88% | $95K | Q4 2017 |
| Minnesota · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+1.25% | $254K | Q1 2024 |
| Minnesota · Food & Beverage Stores · Under $150K | 7(a) | 4 | P+1.75% | $52K | Q3 2020 |
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