STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
115
2010–2026
Total Volume
$55M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
115 total segments
Security Bank & Trust Company has a strong focus on 504 loans, making up 38% of their total SBA deals, which is significantly higher than the national average of 18%. This indicates they are well-suited for borrowers looking to finance real estate or equipment.
With an average 7(a) spread of P+2.08%, Security Bank & Trust Company offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of the loan.
The lender's growth trend shows an impressive 80% year-over-year increase in deals, suggesting they are expanding and may be more willing to consider new applications. This could be a good time to approach them for financing.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 44 504 loans, which use fixed SBA debenture rates.
States where Security Bank & Trust Company has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Auto Repair & Maintenance
Other Services
Food & Beverage Stores
Retail Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Management & IT Consulting
Professional Services
Social Assistance
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Security Bank & Trust Company, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Minnesota · Manufacturing · Under $150K | 7(a) | 6 | P+2.25% | $103K | Q1 2022 |
| Minnesota · Manufacturing · $150K – $350K | 7(a) | 6 | P+2.38% | $293K | Q3 2020 |
| Minnesota · Manufacturing · $150K – $350K | 504 | 5 | — | $287K | Q2 2025 |
| Minnesota · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+2.75% | $103K | Q1 2012 |
| Minnesota · Manufacturing · $500K – $1M | 7(a) | 4 | P+2.25% | $758K | Q1 2014 |
| Minnesota · Management & IT Consulting · Under $150K | 7(a) | 3 | P+2.50% | $142K | Q1 2013 |
| Minnesota · Restaurants & Food Service · $500K – $1M | 504 | 3 | — | $773K | Q3 2018 |
| Minnesota · Other Health Practitioners · $150K – $350K | 504 | 3 | — | $253K | Q3 2024 |
| Minnesota · Social Assistance · Under $150K | 7(a) | 2 | P+0.88% | $105K | Q1 2025 |
| Minnesota · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+1.88% | $40K | Q3 2025 |
| Minnesota · Administrative & Waste Services · Under $150K | 7(a) | 2 | P+3.25% | $68K | Q2 2021 |
| Minnesota · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 2 | P+1.88% | $749K | Q3 2022 |
| Minnesota · Physician & Dental Offices · Under $150K | 7(a) | 2 | P+3.25% | $70K | Q4 2009 |
| Minnesota · Manufacturing · $1M – $2M | 7(a) | 2 | P+1.88% | $1.3M | Q4 2021 |
| Minnesota · Manufacturing · $350K – $500K | 7(a) | 2 | P+2.75% | $395K | Q3 2011 |
| Minnesota · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+3.25% | $75K | Q3 2012 |
| Minnesota · Information & Media · $150K – $350K | 504 | 2 | — | $205K | Q4 2012 |
| Wisconsin · Wholesale Trade · Under $150K | 7(a) | 2 | P+2.75% | $75K | Q4 2009 |
| Minnesota · Restaurants & Food Service · Under $150K | 504 | 2 | — | $112K | Q2 2024 |
| Minnesota · Real Estate · Under $150K | 504 | 2 | — | $89K | Q1 2013 |
| Minnesota · Auto Repair & Maintenance · $500K – $1M | 7(a) | 1 | P+0.58% | $604K | Q1 2025 |
| Minnesota · Other Repair & Services · $150K – $350K | 7(a) | 1 | P+-1.00% | $250K | Q4 2023 |
| Minnesota · Wholesale Trade · $1M – $2M | 7(a) | 1 | P+2.00% | $1.7M | Q2 2014 |
| Minnesota · Wholesale Trade · $500K – $1M | 7(a) | 1 | P+1.90% | $584K | Q4 2021 |
| Minnesota · Retail Trade · $150K – $350K | 7(a) | 1 | P+2.75% | $300K | Q2 2011 |
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