STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
92
2010–2026
Total Volume
$55M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
92 total segments
RiverBank has a balanced mix of loan types, with 11% of their deals being 504 loans. This indicates they can support both real estate and business expansion needs, unlike many lenders that focus solely on 7(a) loans.
With an average 7(a) spread of P+1.97%, RiverBank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
RiverBank's growth trend shows a 33% year-over-year increase in deals, indicating they are expanding and may be more willing to approve new loans as they grow their portfolio.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 10 504 loans, which use fixed SBA debenture rates.
States where RiverBank has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Agriculture & Forestry
Agriculture & Forestry
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Physician & Dental Offices
Health Care & Social Assistance
Manufacturing
Manufacturing
Administrative & Waste Services
Administrative & Waste Services
Miscellaneous Retail
Retail Trade
Other Repair & Services
Other Services
+ 7 more
All recorded SBA lending activity for RiverBank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Arkansas · Agriculture & Forestry · $1M – $2M | 7(a) | 8 | P+2.20% | $1.7M | Q3 2023 |
| Washington · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+3.25% | $68K | Q4 2025 |
| Arkansas · Agriculture & Forestry · Under $150K | 7(a) | 3 | P+1.27% | $50K | Q1 2025 |
| Arkansas · Agriculture & Forestry · $150K – $350K | 7(a) | 3 | P+0.54% | $217K | Q1 2025 |
| Washington · Physician & Dental Offices · $500K – $1M | 504 | 3 | — | $687K | Q1 2011 |
| Arkansas · Wholesale Trade · Under $150K | 7(a) | 3 | P+4.00% | $42K | Q1 2024 |
| Arkansas · Specialty Trade Contractors · Under $150K | 7(a) | 3 | P+1.33% | $61K | Q2 2024 |
| Washington · Administrative & Waste Services · $350K – $500K | 7(a) | 3 | P+2.00% | $375K | Q3 2025 |
| Missouri · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+1.66% | $135K | Q1 2024 |
| Washington · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.00% | $470K | Q4 2022 |
| Washington · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+2.75% | $559K | Q2 2025 |
| Arkansas · Manufacturing · Under $150K | 7(a) | 2 | P+0.31% | $45K | Q2 2024 |
| Washington · Specialty Trade Contractors · $350K – $500K | 7(a) | 2 | P+2.25% | $433K | Q3 2025 |
| Washington · Manufacturing · Under $150K | 7(a) | 2 | P+3.75% | $58K | Q2 2024 |
| Washington · Miscellaneous Retail · $150K – $350K | 7(a) | 2 | P+2.00% | $243K | Q3 2025 |
| Arkansas · Agriculture & Forestry · $2M – $5M | 7(a) | 2 | P+0.75% | $2.8M | Q3 2023 |
| Arkansas · Agriculture & Forestry · $350K – $500K | 7(a) | 2 | P+0.62% | $475K | Q3 2025 |
| Idaho · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+3.00% | $230K | Q3 2025 |
| Arkansas · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+2.04% | $15K | Q3 2025 |
| Washington · Physician & Dental Offices · $350K – $500K | 7(a) | 1 | P+2.50% | $360K | Q1 2010 |
| Washington · Social Assistance · $500K – $1M | 7(a) | 1 | P+-0.50% | $720K | Q1 2025 |
| Washington · Restaurants & Food Service · Under $150K | 7(a) | 1 | P+2.00% | $100K | Q1 2025 |
| Washington · Restaurants & Food Service · $150K – $350K | 7(a) | 1 | P+0.75% | $315K | Q2 2024 |
| Washington · Other Repair & Services · Under $150K | 7(a) | 1 | P+2.00% | $75K | Q1 2025 |
| Washington · Other Repair & Services · $500K – $1M | 7(a) | 1 | P+2.00% | $545K | Q1 2025 |
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