STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
631
2010–2026
Total Volume
$342M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
631 total segments
Redwood CU has a strong focus on 504 loans, making up 43% of their total SBA deals, significantly higher than the national average of 18%. This indicates they are well-suited for borrowers seeking real estate financing or expansion projects.
With an average 7(a) spread of P+2.12%, Redwood CU offers competitive pricing compared to the national median of P+2.75%. This could lead to lower overall borrowing costs for your SBA loan.
The lender's growth trend shows a 27% year-over-year increase in deals, indicating a healthy and expanding lending environment. This may suggest better chances of approval as they are actively seeking new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 270 504 loans, which use fixed SBA debenture rates.
States where Redwood CU has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Food & Beverage Stores
Retail Trade
Hotels & Accommodation
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Nursing & Residential Care
Health Care & Social Assistance
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for Redwood CU, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 25 | P+2.50% | $249K | Q1 2023 |
| California · Food & Beverage Stores · $150K – $350K | 7(a) | 22 | P+2.25% | $262K | Q1 2025 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 16 | P+2.50% | $111K | Q3 2025 |
| California · Manufacturing · Under $150K | 7(a) | 15 | P+2.50% | $113K | Q2 2024 |
| California · Restaurants & Food Service · $500K – $1M | 504 | 15 | — | $723K | Q2 2023 |
| California · Specialty Trade Contractors · $150K – $350K | 504 | 11 | — | $255K | Q4 2025 |
| California · Wholesale Trade · $150K – $350K | 7(a) | 11 | P+2.25% | $276K | Q1 2025 |
| California · Food & Beverage Stores · $350K – $500K | 7(a) | 11 | P+2.25% | $443K | Q4 2022 |
| California · Food & Beverage Stores · Under $150K | 7(a) | 8 | P+2.50% | $129K | Q1 2023 |
| California · Hotels & Accommodation · $500K – $1M | 504 | 8 | — | $719K | Q4 2024 |
| California · Nursing & Residential Care · $500K – $1M | 7(a) | 8 | P+1.13% | $632K | Q2 2018 |
| California · Hotels & Accommodation · $2M – $5M | 504 | 8 | — | $2.9M | Q4 2024 |
| California · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 8 | P+2.50% | $294K | Q1 2025 |
| California · Manufacturing · $150K – $350K | 7(a) | 8 | P+2.25% | $256K | Q4 2021 |
| California · Administrative & Waste Services · Under $150K | 7(a) | 8 | P+2.13% | $131K | Q3 2025 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 7 | P+2.50% | $605K | Q1 2019 |
| California · Nursing & Residential Care · $150K – $350K | 504 | 7 | — | $247K | Q2 2025 |
| California · Other Health Practitioners · $150K – $350K | 504 | 6 | — | $237K | Q3 2021 |
| California · Food & Beverage Stores · $500K – $1M | 7(a) | 6 | P+2.13% | $678K | Q2 2022 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 6 | P+2.25% | $1.4M | Q2 2015 |
| California · Manufacturing · $1M – $2M | 504 | 6 | — | $1.3M | Q3 2024 |
| California · Hotels & Accommodation · $1M – $2M | 504 | 5 | — | $1.5M | Q1 2025 |
| California · Personal Care (Salons, Spas) · Under $150K | 7(a) | 5 | P+2.50% | $111K | Q3 2024 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 5 | P+2.50% | $435K | Q4 2022 |
| California · Auto Repair & Maintenance · $150K – $350K | 504 | 5 | — | $273K | Q4 2023 |
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