STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
534
2010–2026
Total Volume
$361M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
533 total segments
Prosperity Bank has a strong focus on 504 loans, making up 51% of their total SBA deals. This is significantly higher than the national average of around 18%. If you're looking for real estate financing, this lender is a solid choice.
With an average deal size of $677,355, Prosperity Bank is well-suited for medium to large projects. If your financing needs fall within the $150K to $2M range, you may find a good match here.
Prosperity Bank is experiencing a growth trend of 50% year-over-year, indicating a strong demand for their services. This could mean they are actively looking to approve new loans, making it a favorable time to apply.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 272 504 loans, which use fixed SBA debenture rates.
States where PROSPERITY BANK has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Wholesale Trade
Wholesale Trade
Physician & Dental Offices
Health Care & Social Assistance
Other Health Practitioners
Health Care & Social Assistance
Retail Trade
Retail Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Hotels & Accommodation
Accommodation & Food Services
+ 7 more
All recorded SBA lending activity for PROSPERITY BANK, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 18 | P+2.25% | $256K | Q4 2019 |
| Texas · Hotels & Accommodation · $2M – $5M | 504 | 10 | — | $3.0M | Q4 2019 |
| Texas · General Merchandise · Under $150K | 7(a) | 9 | P+3.00% | $62K | Q3 2015 |
| Texas · Wholesale Trade · $150K – $350K | 7(a) | 9 | P+2.75% | $269K | Q3 2025 |
| Texas · Restaurants & Food Service · $500K – $1M | 504 | 9 | — | $823K | Q4 2025 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 9 | P+2.50% | $102K | Q1 2017 |
| Texas · Manufacturing · $1M – $2M | 7(a) | 8 | P+1.88% | $1.6M | Q2 2018 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 8 | P+2.75% | $75K | Q4 2020 |
| Texas · Manufacturing · $1M – $2M | 504 | 7 | — | $1.5M | Q1 2025 |
| Texas · Social Assistance · $1M – $2M | 504 | 6 | — | $1.5M | Q1 2024 |
| Texas · Physician & Dental Offices · $150K – $350K | 504 | 6 | — | $255K | Q4 2020 |
| Texas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 6 | P+2.88% | $79K | Q2 2015 |
| Texas · Other Health Practitioners · $150K – $350K | 504 | 6 | — | $267K | Q4 2023 |
| Texas · Physician & Dental Offices · $150K – $350K | 7(a) | 6 | P+2.50% | $252K | Q4 2016 |
| Texas · Auto Repair & Maintenance · Under $150K | 7(a) | 6 | P+2.63% | $77K | Q3 2016 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+2.00% | $810K | Q2 2025 |
| Texas · Other Repair & Services · $500K – $1M | 504 | 6 | — | $797K | Q4 2024 |
| Texas · Retail Trade · Under $150K | 7(a) | 6 | P+2.75% | $86K | Q1 2021 |
| Texas · Restaurants & Food Service · $1M – $2M | 504 | 6 | — | $1.4M | Q4 2020 |
| Texas · Restaurants & Food Service · $2M – $5M | 504 | 5 | — | $2.6M | Q2 2025 |
| Texas · Manufacturing · $500K – $1M | 7(a) | 5 | P+2.00% | $841K | Q4 2021 |
| Texas · Manufacturing · $150K – $350K | 504 | 5 | — | $255K | Q3 2021 |
| Texas · Arts, Entertainment & Recreation · $500K – $1M | 504 | 5 | — | $646K | Q2 2019 |
| Texas · Other Health Practitioners · $350K – $500K | 504 | 5 | — | $416K | Q2 2021 |
| Texas · Manufacturing · $500K – $1M | 504 | 5 | — | $716K | Q2 2024 |
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Real experiences from borrowers who closed SBA loans with PROSPERITY BANK.
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