STRONG
How competitive are their spreads? Lower = better for you.
FAIR
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
20
2010–2025
Total Volume
$5M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a)
20 total segments
Most active in Wisconsin (100% of deals) and focuses heavily on arts, entertainment & recreation (10% of deals).
With a median 7(a) spread of P + 0.92%, Prospera CU prices well below the national median of P + 2.00% — competitive pricing is a clear strength here.
Arts, Entertainment & Recreation makes up 10% of Prospera CU's deals — 4.4x the national average. This is a clear specialist, not a generalist who happens to do some arts, entertainment & recreation lending.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes.
States where Prospera CU has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 14 industries by deal count
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Repair & Services
Other Services
Manufacturing
Manufacturing
Transportation & Warehousing
Transportation & Warehousing
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Personal Care (Salons, Spas)
Other Services
+ 6 more
All recorded SBA lending activity for Prospera CU, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 1 | P+2.75% | $45K | Q3 2012 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 7(a) | 1 | P+2.70% | $154K | Q2 2010 |
| Wisconsin · General Merchandise · Under $150K | 7(a) | 1 | P+1.75% | $100K | Q2 2010 |
| Wisconsin · Sporting Goods & Hobby · $150K – $350K | 7(a) | 1 | P+1.25% | $153K | Q2 2022 |
| Wisconsin · Other Health Practitioners · Under $150K | 7(a) | 1 | P+1.00% | $25K | Q3 2016 |
| Wisconsin · Other Health Practitioners · $150K – $350K | 7(a) | 1 | P+-0.50% | $332K | Q1 2020 |
| Wisconsin · Social Assistance · Under $150K | 7(a) | 1 | P+-1.25% | $112K | Q4 2023 |
| Wisconsin · Auto Repair & Maintenance · Under $150K | 7(a) | 1 | P+1.00% | $100K | Q3 2018 |
| Wisconsin · Personal Care (Salons, Spas) · Under $150K | 7(a) | 1 | P+0.50% | $49K | Q3 2018 |
| Wisconsin · Laundry & Dry Cleaning · Under $150K | 7(a) | 1 | P+1.00% | $108K | Q1 2017 |
| Wisconsin · Other Repair & Services · $350K – $500K | 7(a) | 1 | P+2.50% | $476K | Q3 2011 |
| Wisconsin · Other Repair & Services · $500K – $1M | 7(a) | 1 | P+2.75% | $779K | Q4 2009 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 1 | P+0.50% | $48K | Q1 2018 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 1 | P+0.88% | $313K | Q4 2020 |
| Wisconsin · Wholesale Trade · Under $150K | 7(a) | 1 | P+1.00% | $100K | Q2 2022 |
| Wisconsin · Transportation & Warehousing · $150K – $350K | 7(a) | 1 | P+0.90% | $171K | Q2 2016 |
| Wisconsin · Transportation & Warehousing · $350K – $500K | 7(a) | 1 | P+-0.15% | $414K | Q4 2024 |
| Wisconsin · Education · Under $150K | 7(a) | 1 | P+0.25% | $88K | Q2 2018 |
| Wisconsin · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 1 | P+-1.25% | $222K | Q4 2022 |
| Wisconsin · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 1 | P+0.74% | $799K | Q2 2021 |
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