STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
189
2010–2025
Total Volume
$89M
Gross loan amounts
States Active
9
With recorded loans
Programs
7(a) & 504
189 total segments
Premier Bank's significant 504 activity, making up 40% of their total deals, indicates they are well-suited for real estate-heavy financing needs, unlike many lenders who focus primarily on 7(a) loans.
With an average 7(a) spread of P+2.21%, Premier Bank offers competitive pricing compared to the national median of P+2.75%, making them an attractive option for borrowers seeking lower interest rates.
The lender's growth trend of +80% year-over-year suggests they are expanding their lending capacity, which could mean more favorable terms and increased availability of funds for new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 76 504 loans, which use fixed SBA debenture rates.
States where Premier Bank has recorded SBA lending activity.
+ 4 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Other Health Practitioners
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Auto Repair & Maintenance
Other Services
Specialty Trade Contractors
Construction
Social Assistance
Health Care & Social Assistance
Hotels & Accommodation
Accommodation & Food Services
+ 7 more
All recorded SBA lending activity for Premier Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Minnesota · Other Health Practitioners · Under $150K | 7(a) | 9 | P+2.00% | $88K | Q2 2023 |
| Minnesota · Auto Repair & Maintenance · Under $150K | 7(a) | 5 | P+1.75% | $61K | Q2 2024 |
| Minnesota · Manufacturing · Under $150K | 7(a) | 5 | P+2.75% | $80K | Q3 2017 |
| Minnesota · Restaurants & Food Service · $150K – $350K | 7(a) | 5 | P+2.00% | $221K | Q4 2018 |
| Minnesota · Building Construction · Under $150K | 7(a) | 5 | P+2.00% | $75K | Q3 2018 |
| Minnesota · Finance & Insurance · Under $150K | 7(a) | 5 | P+2.25% | $56K | Q3 2018 |
| Minnesota · Wholesale Trade · Under $150K | 7(a) | 5 | P+3.50% | $66K | Q3 2019 |
| Minnesota · Management & IT Consulting · Under $150K | 7(a) | 5 | P+2.00% | $38K | Q4 2022 |
| Minnesota · Manufacturing · $150K – $350K | 7(a) | 4 | P+3.38% | $218K | Q1 2015 |
| Nebraska · Social Assistance · $1M – $2M | 504 | 4 | — | $1.5M | Q4 2024 |
| Minnesota · Accounting & Tax · Under $150K | 7(a) | 4 | P+2.75% | $47K | Q2 2018 |
| Minnesota · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+2.48% | $55K | Q3 2020 |
| Minnesota · Hotels & Accommodation · $1M – $2M | 504 | 4 | — | $1.3M | Q1 2022 |
| Minnesota · Other Professional Services · $150K – $350K | 7(a) | 3 | P+1.50% | $275K | Q4 2023 |
| Minnesota · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+3.00% | $292K | Q1 2015 |
| Wisconsin · Miscellaneous Retail · Under $150K | 7(a) | 3 | P+2.25% | $88K | Q3 2015 |
| Minnesota · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+1.75% | $97K | Q2 2018 |
| Minnesota · Other Professional Services · Under $150K | 7(a) | 2 | P+2.38% | $43K | Q3 2015 |
| Minnesota · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+2.00% | $125K | Q2 2014 |
| Minnesota · Heavy & Civil Engineering · Under $150K | 7(a) | 2 | P+3.00% | $75K | Q2 2015 |
| Minnesota · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+2.88% | $30K | Q3 2020 |
| Minnesota · Physician & Dental Offices · Under $150K | 7(a) | 2 | P+2.25% | $97K | Q2 2020 |
| Minnesota · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.00% | $395K | Q1 2015 |
| Minnesota · Retail Trade · Under $150K | 7(a) | 2 | P+2.44% | $75K | Q2 2015 |
| South Dakota · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+2.25% | $70K | Q1 2022 |
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