STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
1,401
2010–2026
Total Volume
$904M
Gross loan amounts
States Active
8
With recorded loans
Programs
7(a) & 504
1401 total segments
Plumas Bank has a strong focus on existing businesses, with 43% of their deals serving this purpose. This could be beneficial for borrowers looking to acquire or expand an established business.
With an average 7(a) spread of P+1.89%, Plumas Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings over the life of your loan.
Plumas Bank's growth trend shows a decline of 19% year-over-year in deal volume. This may indicate a tightening in lending standards, making it potentially more challenging to secure a loan.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 226 504 loans, which use fixed SBA debenture rates.
States where Plumas Bank has recorded SBA lending activity.
+ 3 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Food & Beverage Stores
Retail Trade
Manufacturing
Manufacturing
Auto Repair & Maintenance
Other Services
Gas Stations
Retail Trade
Specialty Trade Contractors
Construction
Administrative & Waste Services
Administrative & Waste Services
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for Plumas Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 78 | P+2.50% | $271K | Q4 2025 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 48 | P+2.00% | $724K | Q3 2025 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 44 | P+2.25% | $424K | Q3 2024 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 36 | P+2.75% | $106K | Q1 2025 |
| California · Food & Beverage Stores · $150K – $350K | 7(a) | 32 | P+2.75% | $271K | Q3 2021 |
| California · Food & Beverage Stores · $500K – $1M | 7(a) | 28 | P+2.13% | $731K | Q2 2025 |
| California · Food & Beverage Stores · $350K – $500K | 7(a) | 25 | P+2.75% | $431K | Q4 2025 |
| California · Auto Repair & Maintenance · $150K – $350K | 7(a) | 20 | P+2.50% | $252K | Q3 2022 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 19 | P+1.75% | $1.4M | Q4 2025 |
| California · Manufacturing · $150K – $350K | 7(a) | 18 | P+2.50% | $251K | Q4 2025 |
| California · Auto Repair & Maintenance · $500K – $1M | 7(a) | 17 | P+1.75% | $726K | Q3 2025 |
| California · Administrative & Waste Services · $150K – $350K | 7(a) | 16 | P+2.38% | $250K | Q3 2025 |
| California · Manufacturing · Under $150K | 7(a) | 15 | P+2.75% | $74K | Q2 2021 |
| California · Accounting & Tax · $150K – $350K | 7(a) | 15 | P+2.50% | $250K | Q1 2024 |
| California · Wholesale Trade · $500K – $1M | 7(a) | 14 | P+2.00% | $799K | Q2 2025 |
| California · Manufacturing · $500K – $1M | 7(a) | 14 | P+2.00% | $693K | Q1 2022 |
| California · Food & Beverage Stores · Under $150K | 7(a) | 13 | P+2.75% | $103K | Q3 2021 |
| California · Gas Stations · $500K – $1M | 7(a) | 13 | P+1.75% | $759K | Q4 2020 |
| California · Administrative & Waste Services · $500K – $1M | 7(a) | 12 | P+2.25% | $765K | Q4 2019 |
| California · Auto Repair & Maintenance · $350K – $500K | 7(a) | 12 | P+2.38% | $433K | Q4 2023 |
| California · Transportation & Warehousing · Under $150K | 7(a) | 11 | P+2.00% | $78K | Q4 2022 |
| California · Retail Trade · $150K – $350K | 7(a) | 11 | P+2.75% | $305K | Q2 2021 |
| California · Gas Stations · $500K – $1M | 504 | 11 | — | $732K | Q3 2020 |
| California · Gas Stations · $1M – $2M | 7(a) | 10 | P+1.50% | $1.3M | Q3 2021 |
| California · Specialty Trade Contractors · $150K – $350K | 7(a) | 10 | P+2.50% | $238K | Q3 2024 |
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