STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
288
2010–2026
Total Volume
$136M
Gross loan amounts
States Active
9
With recorded loans
Programs
7(a) & 504
288 total segments
Peoples State Bank has a strong focus on 504 loans, with 33% of their SBA deals being 504s, significantly higher than the national average of about 18%. This makes them a solid choice for borrowers looking for real estate financing.
With an average 7(a) spread of P+2.11%, Peoples State Bank offers competitive pricing compared to the national median of P+2.75%. This could save borrowers money on interest over the life of the loan.
The lender primarily serves existing businesses, which make up 57% of their deals. If you're a startup or looking to acquire a business, you may find fewer tailored options here compared to other lenders.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 95 504 loans, which use fixed SBA debenture rates.
States where Peoples State Bank has recorded SBA lending activity.
+ 4 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Food & Beverage Stores
Retail Trade
Transportation & Warehousing
Transportation & Warehousing
Wholesale Trade
Wholesale Trade
Administrative & Waste Services
Administrative & Waste Services
Hotels & Accommodation
Accommodation & Food Services
Specialty Trade Contractors
Construction
+ 7 more
All recorded SBA lending activity for Peoples State Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 20 | P+2.38% | $70K | Q2 2021 |
| Wisconsin · Transportation & Warehousing · Under $150K | 7(a) | 12 | P+2.75% | $78K | Q3 2019 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 10 | P+2.63% | $58K | Q2 2015 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 9 | P+2.00% | $219K | Q3 2022 |
| Wisconsin · Food & Beverage Stores · Under $150K | 7(a) | 7 | P+2.75% | $34K | Q3 2019 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 7 | P+2.97% | $49K | Q1 2017 |
| Wisconsin · Food & Beverage Stores · $500K – $1M | 7(a) | 5 | P+1.75% | $717K | Q2 2025 |
| Wisconsin · Administrative & Waste Services · Under $150K | 7(a) | 5 | P+1.77% | $81K | Q3 2020 |
| Wisconsin · Wholesale Trade · Under $150K | 7(a) | 5 | P+2.00% | $102K | Q2 2017 |
| Wisconsin · Sporting Goods & Hobby · Under $150K | 7(a) | 4 | P+2.45% | $65K | Q4 2014 |
| Wisconsin · Manufacturing · $500K – $1M | 504 | 4 | — | $593K | Q4 2023 |
| Wisconsin · Restaurants & Food Service · $350K – $500K | 7(a) | 4 | P+2.25% | $417K | Q2 2025 |
| Wisconsin · Restaurants & Food Service · $1M – $2M | 504 | 4 | — | $1.2M | Q1 2024 |
| Wisconsin · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+1.75% | $735K | Q1 2025 |
| Wisconsin · Manufacturing · $150K – $350K | 504 | 4 | — | $264K | Q1 2025 |
| Wisconsin · Other Repair & Services · $150K – $350K | 7(a) | 4 | P+1.38% | $235K | Q4 2021 |
| Wisconsin · Real Estate · $350K – $500K | 504 | 4 | — | $399K | Q4 2024 |
| Wisconsin · Management & IT Consulting · Under $150K | 7(a) | 3 | P+2.00% | $120K | Q3 2014 |
| Wisconsin · Hotels & Accommodation · $2M – $5M | 504 | 3 | — | $2.9M | Q3 2025 |
| Wisconsin · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.65% | $61K | Q2 2013 |
| Wisconsin · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+2.25% | $72K | Q1 2023 |
| Wisconsin · Manufacturing · $1M – $2M | 504 | 3 | — | $1.2M | Q2 2021 |
| Wisconsin · Administrative & Waste Services · $150K – $350K | 504 | 3 | — | $259K | Q2 2024 |
| Wisconsin · Auto Repair & Maintenance · $350K – $500K | 504 | 3 | — | $426K | Q1 2021 |
| Wisconsin · Auto Repair & Maintenance · $150K – $350K | 504 | 3 | — | $275K | Q2 2025 |
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