GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
582
2010–2026
Total Volume
$146M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
655 total segments
PeopleFund has a strong focus on startups, with 70% of their deals aimed at new businesses. This could be beneficial if you're a first-time borrower looking to launch your venture.
While PeopleFund offers both 7(a) and 504 loans, their 11% share of 504 deals is below the national average of 18%. If you're seeking a 504 loan, consider that they may not be as competitive in this area.
The average deal size at PeopleFund is $222,748, with a significant number of deals (436) under $150K. If your financing needs exceed $350K, you might find better options elsewhere.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 73 504 loans, which use fixed SBA debenture rates.
States where PeopleFund has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Health Practitioners
Health Care & Social Assistance
Manufacturing
Manufacturing
Transportation & Warehousing
Transportation & Warehousing
Social Assistance
Health Care & Social Assistance
Miscellaneous Retail
Retail Trade
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for PeopleFund, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 81 | P+4.00% | $89K | Q4 2025 |
| Texas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 36 | P+3.00% | $77K | Q2 2025 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 35 | P+4.00% | $81K | Q2 2025 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 33 | P+3.75% | $225K | Q2 2025 |
| Texas · Retail Trade · Under $150K | 7(a) | 26 | P+3.00% | $74K | Q1 2022 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 23 | P+4.00% | $92K | Q2 2024 |
| Texas · Miscellaneous Retail · Under $150K | 7(a) | 23 | P+3.00% | $98K | Q3 2025 |
| Texas · Manufacturing · Under $150K | 7(a) | 22 | P+4.00% | $86K | Q2 2024 |
| Texas · Social Assistance · Under $150K | 7(a) | 17 | P+3.00% | $91K | Q2 2025 |
| Texas · Wholesale Trade · Under $150K | 7(a) | 16 | P+4.00% | $76K | Q2 2025 |
| Texas · Education · Under $150K | 7(a) | 16 | P+4.88% | $87K | Q4 2025 |
| Texas · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 16 | P+0.63% | $218K | Q1 2025 |
| Texas · Other Repair & Services · Under $150K | 7(a) | 12 | P+3.88% | $93K | Q3 2025 |
| Texas · Food & Beverage Stores · Under $150K | 7(a) | 12 | P+3.50% | $86K | Q1 2024 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 12 | P+4.00% | $79K | Q2 2024 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 11 | P+2.50% | $218K | Q2 2025 |
| Texas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 11 | P+5.00% | $80K | Q2 2025 |
| Texas · Other Health Practitioners · $150K – $350K | 7(a) | 10 | P+3.50% | $240K | Q3 2024 |
| Texas · Information & Media · Under $150K | 7(a) | 10 | P+4.00% | $86K | Q3 2025 |
| Texas · Management & IT Consulting · Under $150K | 7(a) | 10 | P+4.00% | $101K | Q3 2025 |
| Texas · Administrative & Waste Services · Under $150K | 7(a) | 9 | P+2.75% | $85K | Q4 2024 |
| Texas · Engineering & Architecture · Under $150K | 7(a) | 8 | P+4.00% | $92K | Q3 2024 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 8 | P+0.63% | $206K | Q1 2025 |
| Texas · Sporting Goods & Hobby · Under $150K | 7(a) | 7 | P+2.00% | $70K | Q3 2021 |
| Texas · Transportation & Warehousing · $150K – $350K | 7(a) | 7 | P+3.50% | $218K | Q3 2025 |
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