STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
414
2010–2026
Total Volume
$608M
Gross loan amounts
States Active
9
With recorded loans
Programs
7(a) & 504
414 total segments
Paradise Bank primarily serves existing businesses, with 57% of their deals focused on this segment. If you're an established business, this lender may be a good fit for your needs.
With an average 7(a) spread of P+1.92%, Paradise Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Paradise Bank has seen a significant decline in lending activity, with a 49% drop in deals year-over-year. This trend may affect your chances of approval, so be prepared for a potentially stricter lending environment.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 11 504 loans, which use fixed SBA debenture rates.
States where Paradise Bank has recorded SBA lending activity.
+ 4 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Auto Repair & Maintenance
Other Services
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Wholesale Trade
Wholesale Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Gas Stations
Retail Trade
Transportation & Warehousing
Transportation & Warehousing
Hotels & Accommodation
Accommodation & Food Services
+ 7 more
All recorded SBA lending activity for Paradise Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Florida · Auto Repair & Maintenance · $2M – $5M | 7(a) | 27 | P+1.50% | $3.5M | Q4 2025 |
| Florida · Auto Repair & Maintenance · $1M – $2M | 7(a) | 16 | P+1.63% | $1.4M | Q2 2025 |
| Florida · Gas Stations · $2M – $5M | 7(a) | 12 | P+1.75% | $3.3M | Q2 2021 |
| Florida · Restaurants & Food Service · $500K – $1M | 7(a) | 10 | P+1.88% | $800K | Q3 2023 |
| Florida · Transportation & Warehousing · $500K – $1M | 7(a) | 10 | P+1.75% | $729K | Q1 2025 |
| Florida · Auto Repair & Maintenance · $500K – $1M | 7(a) | 10 | P+1.50% | $660K | Q2 2025 |
| Florida · Restaurants & Food Service · $2M – $5M | 7(a) | 9 | P+1.75% | $3.5M | Q4 2024 |
| Florida · Arts, Entertainment & Recreation · $2M – $5M | 7(a) | 8 | P+2.00% | $3.2M | Q1 2025 |
| Florida · Hotels & Accommodation · $2M – $5M | 7(a) | 8 | P+1.50% | $3.7M | Q4 2025 |
| Florida · Restaurants & Food Service · Under $150K | 7(a) | 8 | P+2.13% | $131K | Q2 2018 |
| Florida · Manufacturing · $2M – $5M | 7(a) | 7 | P+1.75% | $3.3M | Q3 2024 |
| Florida · Wholesale Trade · $500K – $1M | 7(a) | 7 | P+2.00% | $727K | Q4 2025 |
| Florida · Restaurants & Food Service · $1M – $2M | 7(a) | 7 | P+1.75% | $1.3M | Q2 2025 |
| Florida · Auto Repair & Maintenance · Under $150K | 7(a) | 7 | P+2.25% | $129K | Q4 2025 |
| Florida · Administrative & Waste Services · $1M – $2M | 7(a) | 7 | P+1.50% | $1.2M | Q1 2023 |
| Florida · Other Health Practitioners · $1M – $2M | 7(a) | 6 | P+1.50% | $1.5M | Q3 2022 |
| Florida · Wholesale Trade · $2M – $5M | 7(a) | 5 | P+1.50% | $3.9M | Q3 2025 |
| Florida · Auto Dealers & Parts · $1M – $2M | 7(a) | 5 | P+1.75% | $1.3M | Q2 2021 |
| Florida · Auto Dealers & Parts · $2M – $5M | 7(a) | 5 | P+1.50% | $3.5M | Q4 2022 |
| Florida · Auto Repair & Maintenance · $150K – $350K | 7(a) | 5 | P+1.50% | $262K | Q2 2024 |
| Florida · Specialty Trade Contractors · $2M – $5M | 7(a) | 4 | P+2.38% | $2.7M | Q2 2024 |
| Florida · Other Health Practitioners · $500K – $1M | 7(a) | 4 | P+1.75% | $894K | Q4 2024 |
| Florida · Wholesale Trade · Under $150K | 7(a) | 4 | P+2.00% | $123K | Q3 2017 |
| Florida · Building Construction · $500K – $1M | 7(a) | 4 | P+2.00% | $667K | Q3 2022 |
| Florida · Manufacturing · Under $150K | 7(a) | 4 | P+2.00% | $108K | Q2 2022 |
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