STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
119
2010–2026
Total Volume
$128M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
119 total segments
Pacific Alliance Bank has a strong focus on existing businesses, with 63% of their deals serving this purpose. This makes them a solid choice for established businesses looking for financing.
With an average 7(a) spread of P+2.08%, Pacific Alliance Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings on interest for borrowers.
The lender's 8% share of 504 loans is below the national average of ~18%, indicating that they primarily focus on 7(a) loans. If you're looking for a 504 loan, you may want to consider other lenders with a stronger 504 presence.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 10 504 loans, which use fixed SBA debenture rates.
States where Pacific Alliance Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Hotels & Accommodation
Accommodation & Food Services
Food & Beverage Stores
Retail Trade
Manufacturing
Manufacturing
Laundry & Dry Cleaning
Other Services
Auto Repair & Maintenance
Other Services
Finance & Insurance
Finance & Insurance
+ 7 more
All recorded SBA lending activity for Pacific Alliance Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 10 | P+2.50% | $244K | Q3 2022 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 7 | P+2.75% | $422K | Q1 2025 |
| California · Wholesale Trade · $500K – $1M | 7(a) | 5 | P+2.50% | $902K | Q1 2025 |
| California · Hotels & Accommodation · $2M – $5M | 7(a) | 5 | P+1.25% | $3.7M | Q1 2025 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+2.38% | $863K | Q1 2019 |
| California · Hotels & Accommodation · $1M – $2M | 7(a) | 4 | P+1.63% | $1.5M | Q4 2020 |
| California · Auto Repair & Maintenance · $2M – $5M | 7(a) | 3 | P+2.50% | $3.3M | Q1 2018 |
| California · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+2.75% | $269K | Q1 2012 |
| California · Food & Beverage Stores · $350K – $500K | 7(a) | 3 | P+2.75% | $400K | Q4 2017 |
| California · Food & Beverage Stores · $500K – $1M | 7(a) | 3 | P+2.75% | $842K | Q1 2020 |
| California · Wholesale Trade · $350K – $500K | 7(a) | 3 | P+1.75% | $427K | Q4 2018 |
| California · General Merchandise · $150K – $350K | 7(a) | 3 | P+2.75% | $297K | Q1 2021 |
| California · Finance & Insurance · $150K – $350K | 7(a) | 2 | P+2.50% | $280K | Q1 2011 |
| California · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+2.25% | $139K | Q3 2019 |
| California · Hotels & Accommodation · $500K – $1M | 7(a) | 2 | P+-0.13% | $705K | Q3 2021 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 2 | P+1.25% | $2.0M | Q4 2018 |
| California · Laundry & Dry Cleaning · $150K – $350K | 7(a) | 2 | P+2.50% | $258K | Q2 2018 |
| California · Laundry & Dry Cleaning · $2M – $5M | 7(a) | 2 | P+1.13% | $2.8M | Q1 2020 |
| California · Laundry & Dry Cleaning · $350K – $500K | 7(a) | 2 | P+2.13% | $435K | Q4 2019 |
| California · Manufacturing · $150K – $350K | 7(a) | 2 | P+2.75% | $277K | Q3 2010 |
| California · Manufacturing · $1M – $2M | 7(a) | 2 | P+2.50% | $1.5M | Q4 2010 |
| California · Manufacturing · $500K – $1M | 7(a) | 2 | P+2.75% | $649K | Q1 2012 |
| California · Wholesale Trade · $2M – $5M | 7(a) | 2 | P+0.88% | $4.0M | Q2 2018 |
| California · Specialty Trade Contractors · $1M – $2M | 7(a) | 2 | P+2.38% | $1.6M | Q2 2011 |
| California · Finance & Insurance · $500K – $1M | 7(a) | 2 | P+2.25% | $653K | Q4 2011 |
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