STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
116
2010–2026
Total Volume
$59M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
116 total segments
Oostburg State Bank has a strong focus on existing businesses, with 58% of their deals serving this purpose. This makes them a solid choice for established companies looking to expand or refinance.
With an average 7(a) spread of P+1.31%, Oostburg State Bank offers competitive pricing compared to the national median of P+2.75%. This could result in significant savings for borrowers.
The lender's 11% share of 504 loans is slightly below the national average of 18%. If you're specifically seeking a 504 loan, consider that their offerings in this area are limited compared to their 7(a) loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 13 504 loans, which use fixed SBA debenture rates.
States where Oostburg State Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Wholesale Trade
Wholesale Trade
Nursing & Residential Care
Health Care & Social Assistance
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Oostburg State Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Manufacturing · Under $150K | 7(a) | 11 | P+2.00% | $81K | Q1 2025 |
| Wisconsin · Manufacturing · $500K – $1M | 7(a) | 8 | P+0.75% | $736K | Q2 2024 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+2.13% | $76K | Q4 2024 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 6 | P+1.75% | $273K | Q2 2023 |
| Wisconsin · Other Health Practitioners · Under $150K | 7(a) | 4 | P+1.50% | $94K | Q3 2012 |
| Wisconsin · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+1.50% | $40K | Q1 2022 |
| Wisconsin · Wholesale Trade · $500K – $1M | 7(a) | 3 | P+1.50% | $608K | Q3 2023 |
| Wisconsin · Finance & Insurance · $150K – $350K | 7(a) | 3 | P+1.50% | $237K | Q2 2022 |
| Wisconsin · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+1.25% | $53K | Q3 2021 |
| Wisconsin · Auto Repair & Maintenance · $150K – $350K | 7(a) | 3 | P+1.25% | $301K | Q2 2021 |
| Wisconsin · Other Professional Services · $150K – $350K | 7(a) | 3 | P+1.00% | $280K | Q3 2024 |
| Wisconsin · Manufacturing · $1M – $2M | 7(a) | 3 | P+1.00% | $1.2M | Q3 2020 |
| Wisconsin · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+0.88% | $675K | Q4 2022 |
| Wisconsin · Wholesale Trade · $150K – $350K | 7(a) | 2 | P+1.25% | $254K | Q3 2024 |
| Wisconsin · Nursing & Residential Care · Under $150K | 7(a) | 2 | P+0.50% | $115K | Q1 2024 |
| Wisconsin · Manufacturing · $500K – $1M | 504 | 2 | — | $671K | Q4 2024 |
| Wisconsin · Accounting & Tax · Under $150K | 7(a) | 2 | P+1.63% | $88K | Q4 2019 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+1.50% | $256K | Q4 2021 |
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+3.13% | $28K | Q1 2020 |
| Wisconsin · Manufacturing · $350K – $500K | 7(a) | 2 | P+1.63% | $430K | Q3 2020 |
| Wisconsin · Retail Trade · $150K – $350K | 7(a) | 2 | P+0.50% | $298K | Q3 2017 |
| Wisconsin · Nursing & Residential Care · $500K – $1M | 7(a) | 2 | P+0.63% | $651K | Q3 2022 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+0.63% | $261K | Q2 2025 |
| Wisconsin · Administrative & Waste Services · Under $150K | 7(a) | 2 | P+1.63% | $88K | Q2 2024 |
| Wisconsin · Specialty Trade Contractors · $500K – $1M | 7(a) | 2 | P+1.48% | $695K | Q1 2022 |
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