STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
127
2010–2025
Total Volume
$108M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
127 total segments
One Community Bank has a strong focus on 504 loans, with 39% of their total SBA deals in this category, significantly higher than the national average of 18%. This makes them a solid choice for borrowers looking for real estate financing.
With an average 7(a) spread of P+2.03%, One Community Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to lower overall borrowing costs for your loan.
The bank's growth trend shows a decline of 46% year-over-year, which may indicate a tightening of lending standards. This could make it more challenging to secure a loan compared to previous years.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 49 504 loans, which use fixed SBA debenture rates.
States where One Community Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Specialty Trade Contractors
Construction
Hotels & Accommodation
Accommodation & Food Services
Social Assistance
Health Care & Social Assistance
Food & Beverage Stores
Retail Trade
Real Estate
Real Estate
+ 7 more
All recorded SBA lending activity for One Community Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 7 | P+2.00% | $262K | Q3 2023 |
| Wisconsin · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+1.49% | $618K | Q4 2022 |
| Wisconsin · Arts, Entertainment & Recreation · Under $150K | 7(a) | 4 | P+2.90% | $55K | Q1 2024 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 4 | P+1.13% | $122K | Q2 2024 |
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+2.25% | $130K | Q1 2023 |
| Wisconsin · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+2.00% | $99K | Q1 2024 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+2.75% | $255K | Q1 2016 |
| Wisconsin · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+2.75% | $219K | Q3 2019 |
| Wisconsin · Manufacturing · $500K – $1M | 504 | 3 | — | $602K | Q2 2014 |
| Wisconsin · Specialty Trade Contractors · $350K – $500K | 7(a) | 3 | P+2.65% | $393K | Q1 2022 |
| Wisconsin · Hotels & Accommodation · $2M – $5M | 504 | 3 | — | $3.3M | Q3 2024 |
| Wisconsin · Specialty Trade Contractors · $500K – $1M | 504 | 3 | — | $868K | Q3 2025 |
| Wisconsin · Personal Care (Salons, Spas) · Under $150K | 7(a) | 2 | P+0.65% | $110K | Q3 2018 |
| Wisconsin · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 2 | P+1.06% | $275K | Q3 2023 |
| Wisconsin · Retail Trade · $350K – $500K | 504 | 2 | — | $412K | Q4 2019 |
| Wisconsin · Hotels & Accommodation · $500K – $1M | 504 | 2 | — | $712K | Q4 2024 |
| Wisconsin · Hotels & Accommodation · $1M – $2M | 7(a) | 2 | P+2.00% | $1.6M | Q3 2021 |
| Wisconsin · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+3.52% | $420K | Q4 2017 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 2 | P+2.38% | $173K | Q2 2022 |
| Wisconsin · Restaurants & Food Service · $350K – $500K | 504 | 2 | — | $478K | Q3 2024 |
| Wisconsin · Social Assistance · $1M – $2M | 504 | 2 | — | $1.1M | Q3 2021 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 504 | 2 | — | $287K | Q3 2025 |
| Wisconsin · Manufacturing · $2M – $5M | 504 | 2 | — | $4.2M | Q1 2022 |
| Wisconsin · Social Assistance · $2M – $5M | 504 | 2 | — | $3.0M | Q1 2023 |
| Wisconsin · Social Assistance · $150K – $350K | 7(a) | 2 | P+2.25% | $250K | Q1 2020 |
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