STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
98
2010–2026
Total Volume
$62M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
98 total segments
OMB Bank has a strong focus on existing businesses, with 41% of their deals serving this purpose. This makes them a good choice for borrowers looking to expand or refinance an established business.
With an average 7(a) spread of P+2.13%, OMB Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money over the life of the loan.
OMB Bank's 504 loan share is only 8%, which is below the national average of 18%. If you're primarily seeking a 504 loan, you may want to consider other lenders with a stronger focus in this area.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 8 504 loans, which use fixed SBA debenture rates.
States where OMB Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Manufacturing
Manufacturing
Food & Beverage Stores
Retail Trade
Miscellaneous Retail
Retail Trade
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Auto Repair & Maintenance
Other Services
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for OMB Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Missouri · Arts, Entertainment & Recreation · Under $150K | 7(a) | 5 | P+2.25% | $71K | Q2 2025 |
| Missouri · Manufacturing · Under $150K | 7(a) | 4 | P+2.75% | $110K | Q4 2024 |
| Missouri · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 4 | P+0.88% | $305K | Q3 2024 |
| Missouri · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+2.00% | $99K | Q2 2024 |
| Missouri · Arts, Entertainment & Recreation · $2M – $5M | 7(a) | 3 | P+1.00% | $3.9M | Q3 2025 |
| Missouri · Auto Repair & Maintenance · $150K – $350K | 7(a) | 3 | P+2.50% | $277K | Q3 2025 |
| Missouri · Miscellaneous Retail · $500K – $1M | 7(a) | 3 | P+2.25% | $799K | Q3 2025 |
| Oklahoma · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 2 | P+0.88% | $350K | Q4 2022 |
| Missouri · Agriculture & Forestry · $350K – $500K | 7(a) | 2 | P+2.00% | $416K | Q3 2025 |
| Missouri · Manufacturing · Under $150K | 504 | 2 | — | $106K | Q2 2020 |
| Missouri · Retail Trade · $500K – $1M | 7(a) | 2 | P+2.39% | $834K | Q3 2024 |
| Kansas · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 2 | P+1.63% | $308K | Q3 2025 |
| Missouri · Manufacturing · $350K – $500K | 7(a) | 2 | P+2.25% | $462K | Q2 2024 |
| Missouri · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+2.75% | $138K | Q3 2025 |
| Missouri · Administrative & Waste Services · $500K – $1M | 7(a) | 2 | P+2.25% | $596K | Q2 2025 |
| Missouri · Miscellaneous Retail · Under $150K | 7(a) | 2 | P+2.75% | $125K | Q2 2025 |
| Missouri · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 2 | P+1.75% | $462K | Q3 2023 |
| Missouri · Food & Beverage Stores · $150K – $350K | 7(a) | 2 | P+1.38% | $214K | Q1 2023 |
| Missouri · Other Repair & Services · $150K – $350K | 7(a) | 2 | P+2.25% | $193K | Q4 2024 |
| Missouri · Auto Repair & Maintenance · $350K – $500K | 7(a) | 1 | P+2.50% | $458K | Q4 2023 |
| Missouri · Auto Repair & Maintenance · $500K – $1M | 7(a) | 1 | P+2.50% | $614K | Q4 2023 |
| Missouri · Personal Care (Salons, Spas) · Under $150K | 7(a) | 1 | P+1.00% | $113K | Q2 2023 |
| Missouri · Personal Care (Salons, Spas) · $500K – $1M | 7(a) | 1 | P+1.00% | $643K | Q1 2023 |
| Missouri · Laundry & Dry Cleaning · $150K – $350K | 7(a) | 1 | P+2.00% | $250K | Q4 2025 |
| Missouri · Manufacturing · $150K – $350K | 7(a) | 1 | P+2.00% | $167K | Q4 2022 |
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