GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
780
2010–2026
Total Volume
$833M
Gross loan amounts
States Active
4
With recorded loans
Programs
504
767 total segments
North Texas Certified Development is a 504-only lender, focusing entirely on 504 loans, which is significantly above the national average of 18%. This specialization means they are particularly well-suited for businesses looking to finance real estate or large equipment purchases.
With an average deal size of $1,085,674 and a strong focus on existing businesses (71% of their deals), this lender is ideal for established companies looking to expand or invest in real estate. If you're a startup or looking for a small acquisition, you may find better options elsewhere.
The lender has shown a positive growth trend of 6% year-over-year, indicating a stable demand for their services. This growth suggests they are actively engaged in the market, which could enhance your chances of approval if your needs align with their focus areas.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 767 504 loans, which use fixed SBA debenture rates.
States where North Texas Certified Developm has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Social Assistance
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Physician & Dental Offices
Health Care & Social Assistance
Hotels & Accommodation
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for North Texas Certified Developm, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Social Assistance · $1M – $2M | 504 | 31 | — | $1.4M | Q4 2025 |
| Texas · Restaurants & Food Service · $500K – $1M | 504 | 30 | — | $742K | Q3 2025 |
| Texas · Auto Repair & Maintenance · $500K – $1M | 504 | 28 | — | $733K | Q4 2024 |
| Texas · Hotels & Accommodation · $1M – $2M | 504 | 21 | — | $1.5M | Q4 2024 |
| Texas · Hotels & Accommodation · $2M – $5M | 504 | 21 | — | $3.0M | Q1 2025 |
| Texas · Manufacturing · $500K – $1M | 504 | 20 | — | $769K | Q2 2024 |
| Texas · Manufacturing · $2M – $5M | 504 | 19 | — | $3.1M | Q1 2025 |
| Texas · Wholesale Trade · $1M – $2M | 504 | 18 | — | $1.4M | Q4 2023 |
| Texas · Manufacturing · $1M – $2M | 504 | 17 | — | $1.6M | Q3 2025 |
| Texas · Physician & Dental Offices · $500K – $1M | 504 | 16 | — | $663K | Q1 2021 |
| Texas · Restaurants & Food Service · $1M – $2M | 504 | 16 | — | $1.3M | Q1 2025 |
| Texas · Social Assistance · $500K – $1M | 504 | 16 | — | $755K | Q1 2025 |
| Texas · Auto Repair & Maintenance · $1M – $2M | 504 | 15 | — | $1.4M | Q2 2025 |
| Texas · Other Repair & Services · $500K – $1M | 504 | 15 | — | $703K | Q2 2025 |
| Texas · Restaurants & Food Service · $150K – $350K | 504 | 15 | — | $265K | Q1 2025 |
| Texas · Physician & Dental Offices · $1M – $2M | 504 | 13 | — | $1.4M | Q1 2022 |
| Texas · Physician & Dental Offices · $350K – $500K | 504 | 13 | — | $410K | Q3 2021 |
| Texas · Wholesale Trade · $500K – $1M | 504 | 12 | — | $720K | Q3 2023 |
| Texas · Specialty Trade Contractors · $150K – $350K | 504 | 11 | — | $219K | Q4 2024 |
| Texas · Other Health Practitioners · $500K – $1M | 504 | 11 | — | $708K | Q3 2022 |
| Texas · Auto Repair & Maintenance · $350K – $500K | 504 | 10 | — | $426K | Q2 2014 |
| Texas · Gas Stations · $500K – $1M | 504 | 10 | — | $745K | Q2 2019 |
| Texas · Physician & Dental Offices · $150K – $350K | 504 | 9 | — | $283K | Q3 2024 |
| Texas · Social Assistance · $2M – $5M | 504 | 9 | — | $2.6M | Q4 2025 |
| Texas · Other Health Practitioners · $150K – $350K | 504 | 9 | — | $236K | Q1 2025 |
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