STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
1,105
2010–2026
Total Volume
$603M
Gross loan amounts
States Active
15
With recorded loans
Programs
7(a) & 504
1105 total segments
Nicolet National Bank has a strong focus on existing businesses, with 48% of their SBA deals supporting established companies. This is beneficial if you're looking to acquire or expand an existing business.
With an average 7(a) spread of P+1.69%, Nicolet National Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of the loan.
Despite a solid portfolio, Nicolet National Bank has seen a significant decline in growth, with a 53% drop in year-over-year deals. This trend may affect their willingness to lend, so be prepared for a potentially more rigorous approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 239 504 loans, which use fixed SBA debenture rates.
States where Nicolet National Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Hotels & Accommodation
Accommodation & Food Services
Retail Trade
Retail Trade
Wholesale Trade
Wholesale Trade
Administrative & Waste Services
Administrative & Waste Services
Food & Beverage Stores
Retail Trade
+ 7 more
All recorded SBA lending activity for Nicolet National Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 34 | P+1.25% | $266K | Q4 2022 |
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 34 | P+1.25% | $80K | Q1 2025 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 33 | P+1.50% | $90K | Q1 2025 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 23 | P+1.45% | $264K | Q3 2024 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 18 | P+1.25% | $93K | Q2 2022 |
| Wisconsin · Administrative & Waste Services · Under $150K | 7(a) | 17 | P+1.50% | $83K | Q2 2025 |
| Wisconsin · Manufacturing · $500K – $1M | 504 | 16 | — | $772K | Q4 2024 |
| Wisconsin · Personal Care (Salons, Spas) · Under $150K | 7(a) | 16 | P+1.75% | $98K | Q4 2024 |
| Wisconsin · Retail Trade · Under $150K | 7(a) | 15 | P+1.50% | $69K | Q4 2025 |
| Wisconsin · Administrative & Waste Services · $150K – $350K | 7(a) | 15 | P+1.50% | $257K | Q2 2024 |
| Wisconsin · Transportation & Warehousing · Under $150K | 7(a) | 14 | P+2.00% | $90K | Q2 2022 |
| Wisconsin · Manufacturing · $500K – $1M | 7(a) | 14 | P+1.13% | $701K | Q2 2025 |
| Wisconsin · Food & Beverage Stores · Under $150K | 7(a) | 12 | P+1.88% | $82K | Q2 2022 |
| Wisconsin · Manufacturing · $150K – $350K | 504 | 12 | — | $262K | Q4 2024 |
| Wisconsin · Restaurants & Food Service · $500K – $1M | 7(a) | 12 | P+0.75% | $660K | Q4 2025 |
| Michigan · Restaurants & Food Service · $150K – $350K | 7(a) | 12 | P+2.50% | $256K | Q2 2023 |
| Wisconsin · Miscellaneous Retail · Under $150K | 7(a) | 11 | P+0.50% | $68K | Q2 2024 |
| Wisconsin · Restaurants & Food Service · $350K – $500K | 7(a) | 10 | P+1.60% | $413K | Q2 2024 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 7(a) | 10 | P+1.50% | $239K | Q4 2021 |
| Wisconsin · Manufacturing · $2M – $5M | 7(a) | 10 | P+1.25% | $3.0M | Q1 2025 |
| Wisconsin · Retail Trade · $150K – $350K | 7(a) | 9 | P+1.25% | $282K | Q1 2025 |
| Wisconsin · Auto Repair & Maintenance · Under $150K | 7(a) | 9 | P+2.00% | $63K | Q4 2021 |
| Michigan · Manufacturing · $1M – $2M | 7(a) | 9 | P+2.25% | $1.6M | Q3 2021 |
| Wisconsin · Sporting Goods & Hobby · Under $150K | 7(a) | 8 | P+2.00% | $75K | Q4 2020 |
| Wisconsin · Retail Trade · $500K – $1M | 7(a) | 8 | P+1.73% | $610K | Q4 2025 |
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