STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
393
2010–2024
Total Volume
$321M
Gross loan amounts
States Active
38
With recorded loans
Programs
7(a) & 504
393 total segments
MVB Bank has a strong focus on existing businesses, with 55% of their deals serving this purpose. This is beneficial for borrowers looking to expand or refinance an established operation.
With an average 7(a) spread of P+2.03%, MVB Bank offers competitive pricing compared to the national median of P+2.75%. This can lead to significant savings over the life of the loan.
MVB Bank has experienced a significant decline in deal volume, down 74% year-over-year. This trend may indicate a tightening of lending standards, making it potentially harder for new borrowers to get approved.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 57 504 loans, which use fixed SBA debenture rates.
Top 15 of 38 states where MVB Bank, Inc. has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Other Health Practitioners
Health Care & Social Assistance
Finance & Insurance
Finance & Insurance
Physician & Dental Offices
Health Care & Social Assistance
Manufacturing
Manufacturing
Retail Trade
Retail Trade
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for MVB Bank, Inc., grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| West Virginia · Restaurants & Food Service · $150K – $350K | 7(a) | 14 | P+2.00% | $271K | Q3 2020 |
| West Virginia · Restaurants & Food Service · Under $150K | 7(a) | 13 | P+1.50% | $85K | Q4 2020 |
| West Virginia · Other Health Practitioners · Under $150K | 7(a) | 7 | P+2.00% | $94K | Q1 2019 |
| West Virginia · Personal Care (Salons, Spas) · Under $150K | 7(a) | 7 | P+2.00% | $81K | Q3 2019 |
| West Virginia · Manufacturing · Under $150K | 7(a) | 6 | P+1.38% | $61K | Q3 2019 |
| West Virginia · Physician & Dental Offices · $150K – $350K | 7(a) | 6 | P+1.25% | $269K | Q3 2019 |
| West Virginia · Auto Dealers & Parts · Under $150K | 7(a) | 5 | P+0.50% | $27K | Q1 2020 |
| West Virginia · Food & Beverage Stores · $150K – $350K | 7(a) | 4 | P+2.00% | $255K | Q2 2013 |
| California · Physician & Dental Offices · $500K – $1M | 7(a) | 4 | P+2.75% | $569K | Q2 2022 |
| West Virginia · Arts, Entertainment & Recreation · Under $150K | 7(a) | 4 | P+1.88% | $32K | Q2 2018 |
| West Virginia · Heavy & Civil Engineering · Under $150K | 7(a) | 4 | P+1.25% | $64K | Q3 2018 |
| West Virginia · Manufacturing · $150K – $350K | 7(a) | 3 | P+1.35% | $300K | Q2 2016 |
| California · Retail Trade · $500K – $1M | 504 | 3 | — | $830K | Q3 2021 |
| West Virginia · Other Repair & Services · $500K – $1M | 7(a) | 3 | P+2.50% | $873K | Q3 2011 |
| California · Manufacturing · $2M – $5M | 504 | 3 | — | $3.1M | Q4 2021 |
| West Virginia · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+0.25% | $223K | Q3 2018 |
| West Virginia · Retail Trade · Under $150K | 7(a) | 3 | P+1.25% | $62K | Q3 2017 |
| West Virginia · Building Construction · $150K – $350K | 7(a) | 3 | P+2.00% | $187K | Q4 2015 |
| California · Physician & Dental Offices · $150K – $350K | 7(a) | 3 | P+2.75% | $321K | Q1 2022 |
| West Virginia · Building Construction · Under $150K | 7(a) | 3 | P+1.25% | $115K | Q3 2019 |
| West Virginia · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+1.25% | $110K | Q1 2017 |
| California · Restaurants & Food Service · $1M – $2M | 504 | 3 | — | $1.2M | Q2 2022 |
| Florida · Finance & Insurance · $500K – $1M | 7(a) | 3 | P+2.75% | $736K | Q2 2022 |
| West Virginia · Other Repair & Services · $150K – $350K | 7(a) | 2 | P+1.63% | $248K | Q3 2016 |
| West Virginia · Mining & Oil/Gas · Under $150K | 7(a) | 2 | P+2.25% | $110K | Q1 2015 |
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