STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
183
2011–2026
Total Volume
$294M
Gross loan amounts
States Active
7
With recorded loans
Programs
7(a) & 504
183 total segments
Mountain Pacific Bank has a strong focus on acquisitions, with 61% of their deals aimed at buying existing businesses. This makes them a solid choice for borrowers looking to purchase rather than start a new venture.
With an average 7(a) spread of P+1.97%, Mountain Pacific Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Although Mountain Pacific Bank has minimal 504 presence, they have a healthy growth trend of +10% year-over-year, indicating a lender that is expanding and may be more willing to consider new applications.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 9 504 loans, which use fixed SBA debenture rates.
States where Mountain Pacific Bank has recorded SBA lending activity.
+ 2 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Hotels & Accommodation
Accommodation & Food Services
Restaurants & Food Service
Accommodation & Food Services
Gas Stations
Retail Trade
Miscellaneous Retail
Retail Trade
Food & Beverage Stores
Retail Trade
Nursing & Residential Care
Health Care & Social Assistance
Agriculture & Forestry
Agriculture & Forestry
Specialty Trade Contractors
Construction
+ 7 more
All recorded SBA lending activity for Mountain Pacific Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Washington · Hotels & Accommodation · $2M – $5M | 7(a) | 20 | P+1.25% | $3.4M | Q2 2025 |
| Washington · Restaurants & Food Service · $150K – $350K | 7(a) | 9 | P+2.50% | $268K | Q4 2025 |
| Washington · Gas Stations · $1M – $2M | 7(a) | 9 | P+1.50% | $1.5M | Q3 2021 |
| Washington · Miscellaneous Retail · $2M – $5M | 7(a) | 8 | P+1.00% | $4.1M | Q4 2025 |
| Washington · Gas Stations · $2M – $5M | 7(a) | 8 | P+1.50% | $3.0M | Q2 2023 |
| Washington · Restaurants & Food Service · $350K – $500K | 7(a) | 6 | P+2.38% | $426K | Q2 2020 |
| Washington · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+1.50% | $813K | Q3 2025 |
| Washington · Hotels & Accommodation · $1M – $2M | 7(a) | 5 | P+1.50% | $1.4M | Q1 2020 |
| Washington · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+2.50% | $114K | Q3 2020 |
| Washington · Gas Stations · $500K – $1M | 7(a) | 4 | P+2.13% | $783K | Q3 2020 |
| Washington · Food & Beverage Stores · $1M – $2M | 7(a) | 3 | P+1.25% | $1.4M | Q2 2025 |
| Oregon · Hotels & Accommodation · $1M – $2M | 7(a) | 3 | P+2.00% | $1.5M | Q4 2025 |
| Oregon · Hotels & Accommodation · $2M – $5M | 7(a) | 3 | P+1.50% | $4.0M | Q4 2022 |
| Washington · Food & Beverage Stores · $350K – $500K | 7(a) | 3 | P+1.50% | $430K | Q3 2021 |
| Washington · Manufacturing · $150K – $350K | 7(a) | 3 | P+2.75% | $235K | Q3 2024 |
| Washington · Food & Beverage Stores · $150K – $350K | 7(a) | 3 | P+2.50% | $224K | Q1 2022 |
| Washington · Nursing & Residential Care · $500K – $1M | 7(a) | 2 | P+1.63% | $813K | Q3 2021 |
| Washington · Restaurants & Food Service · $2M – $5M | 7(a) | 2 | P+1.75% | $3.3M | Q3 2022 |
| Washington · Hotels & Accommodation · $500K – $1M | 7(a) | 2 | P+1.88% | $823K | Q1 2020 |
| Idaho · Hotels & Accommodation · $2M – $5M | 7(a) | 2 | P+1.38% | $4.6M | Q2 2019 |
| Oregon · Miscellaneous Retail · $2M – $5M | 7(a) | 2 | P+1.13% | $3.5M | Q1 2025 |
| Washington · Restaurants & Food Service · $1M – $2M | 7(a) | 2 | P+1.25% | $1.2M | Q3 2022 |
| Oregon · Nursing & Residential Care · $500K – $1M | 7(a) | 2 | P+2.50% | $795K | Q3 2024 |
| Montana · Gas Stations · $500K – $1M | 7(a) | 2 | P+1.75% | $886K | Q2 2023 |
| Oregon · Nursing & Residential Care · $1M – $2M | 7(a) | 2 | P+2.38% | $1.3M | Q3 2025 |
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