STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
324
2010–2026
Total Volume
$248M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
324 total segments
With 58% of its SBA deals being 504 loans, Mission Bank is a strong choice for borrowers seeking real estate financing, significantly above the national average of 18%.
Mission Bank's average 7(a) spread of P+2.26% is lower than the national median of P+2.75%, making it a cost-effective option for borrowers looking for 7(a) loans.
The lender primarily serves existing businesses, with 74% of its deals focused on this segment, indicating a preference for established companies over startups or acquisitions.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 187 504 loans, which use fixed SBA debenture rates.
States where MISSION BANK has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Physician & Dental Offices
Health Care & Social Assistance
Transportation & Warehousing
Transportation & Warehousing
Manufacturing
Manufacturing
Administrative & Waste Services
Administrative & Waste Services
Auto Repair & Maintenance
Other Services
Real Estate
Real Estate
+ 7 more
All recorded SBA lending activity for MISSION BANK, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 7 | P+2.00% | $705K | Q1 2025 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 7 | P+2.75% | $247K | Q4 2025 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 7 | P+2.00% | $1.3M | Q3 2024 |
| California · Specialty Trade Contractors · $150K – $350K | 504 | 7 | — | $259K | Q3 2023 |
| California · Specialty Trade Contractors · $150K – $350K | 7(a) | 7 | P+2.00% | $227K | Q4 2025 |
| California · Physician & Dental Offices · $1M – $2M | 504 | 6 | — | $1.4M | Q3 2023 |
| California · Gas Stations · $1M – $2M | 504 | 5 | — | $1.4M | Q4 2021 |
| California · Specialty Trade Contractors · $350K – $500K | 504 | 5 | — | $407K | Q2 2023 |
| California · Restaurants & Food Service · $150K – $350K | 504 | 5 | — | $232K | Q2 2023 |
| California · Manufacturing · $500K – $1M | 504 | 4 | — | $707K | Q3 2025 |
| California · Physician & Dental Offices · $500K – $1M | 504 | 4 | — | $868K | Q2 2023 |
| California · Agriculture & Forestry · $500K – $1M | 7(a) | 4 | P+2.75% | $777K | Q2 2024 |
| California · Restaurants & Food Service · $500K – $1M | 504 | 4 | — | $750K | Q2 2025 |
| California · Engineering & Architecture · $150K – $350K | 504 | 4 | — | $244K | Q2 2023 |
| California · Food & Beverage Stores · $1M – $2M | 7(a) | 4 | P+2.17% | $1.4M | Q1 2023 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 4 | P+2.75% | $448K | Q2 2025 |
| California · Other Health Practitioners · $150K – $350K | 7(a) | 4 | P+1.75% | $253K | Q2 2021 |
| California · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 4 | P+2.75% | $734K | Q4 2025 |
| California · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 4 | P+1.75% | $272K | Q2 2023 |
| California · Transportation & Warehousing · $1M – $2M | 7(a) | 4 | P+2.38% | $1.4M | Q4 2024 |
| California · Hotels & Accommodation · $2M – $5M | 504 | 4 | — | $4.0M | Q2 2024 |
| California · Physician & Dental Offices · $500K – $1M | 7(a) | 3 | P+2.50% | $770K | Q3 2024 |
| California · Manufacturing · $1M – $2M | 504 | 3 | — | $1.2M | Q2 2024 |
| California · Physician & Dental Offices · $350K – $500K | 504 | 3 | — | $425K | Q4 2020 |
| California · Retail Trade · $150K – $350K | 504 | 3 | — | $303K | Q3 2024 |
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Real experiences from borrowers who closed SBA loans with MISSION BANK.
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