STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
154
2010–2026
Total Volume
$154M
Gross loan amounts
States Active
24
With recorded loans
Programs
7(a) & 504
154 total segments
Midwest BankCentre has a significant 504 loan presence, making up 25% of their total SBA deals. This is higher than the national average of 18%, indicating they are well-suited for borrowers looking for real estate financing.
The average deal size at Midwest BankCentre is approximately $1 million, with a strong focus on larger loans in the $500K-$1M range. If you're seeking a loan above $500K, this lender may be a good fit for your needs.
Despite their strong performance in 504 loans, Midwest BankCentre has seen a decline of 5% year-over-year in total SBA deals. This trend suggests that securing a loan may become more competitive as they adjust their lending strategies.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 38 504 loans, which use fixed SBA debenture rates.
Top 15 of 24 states where Midwest BankCentre has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Manufacturing
Manufacturing
Auto Dealers & Parts
Retail Trade
Real Estate
Real Estate
Administrative & Waste Services
Administrative & Waste Services
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for Midwest BankCentre, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Missouri · Manufacturing · Under $150K | 7(a) | 4 | P+2.75% | $93K | Q3 2022 |
| Missouri · Wholesale Trade · $2M – $5M | 7(a) | 4 | P+-0.06% | $5.0M | Q4 2023 |
| Missouri · Specialty Trade Contractors · $500K – $1M | 7(a) | 3 | P+1.50% | $796K | Q1 2023 |
| Missouri · Manufacturing · $2M – $5M | 7(a) | 2 | P+1.63% | $2.9M | Q1 2020 |
| Florida · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+2.50% | $921K | Q2 2023 |
| Missouri · Wholesale Trade · $500K – $1M | 504 | 2 | — | $719K | Q4 2016 |
| Colorado · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+2.38% | $830K | Q3 2022 |
| Missouri · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+2.25% | $75K | Q3 2015 |
| Missouri · Retail Trade · $150K – $350K | 7(a) | 2 | P+2.38% | $265K | Q2 2014 |
| Missouri · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+1.75% | $250K | Q3 2022 |
| Florida · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.75% | $419K | Q3 2024 |
| Florida · Manufacturing · $1M – $2M | 7(a) | 2 | P+1.18% | $1.2M | Q2 2022 |
| Missouri · Specialty Trade Contractors · $350K – $500K | 504 | 2 | — | $457K | Q4 2018 |
| Missouri · Auto Dealers & Parts · $1M – $2M | 504 | 2 | — | $1.4M | Q1 2012 |
| Florida · Physician & Dental Offices · $500K – $1M | 504 | 2 | — | $702K | Q2 2023 |
| Missouri · Manufacturing · $150K – $350K | 7(a) | 2 | P+1.75% | $300K | Q3 2022 |
| Missouri · Manufacturing · $1M – $2M | 7(a) | 2 | P+2.38% | $1.6M | Q3 2025 |
| Florida · Other Health Practitioners · $350K – $500K | 7(a) | 1 | P+1.00% | $421K | Q3 2024 |
| Florida · Other Health Practitioners · $500K – $1M | 7(a) | 1 | P+1.00% | $577K | Q3 2024 |
| Florida · Restaurants & Food Service · $2M – $5M | 7(a) | 1 | P+1.75% | $3.0M | Q2 2024 |
| Florida · Auto Repair & Maintenance · $500K – $1M | 7(a) | 1 | P+2.25% | $670K | Q1 2022 |
| Florida · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 1 | P+2.50% | $270K | Q3 2023 |
| Florida · Laundry & Dry Cleaning · $2M – $5M | 7(a) | 1 | P+2.00% | $5.0M | Q4 2022 |
| Florida · Other Repair & Services · $150K – $350K | 7(a) | 1 | P+2.75% | $188K | Q3 2025 |
| Florida · Other Repair & Services · $1M – $2M | 7(a) | 1 | P+1.75% | $1.1M | Q3 2025 |
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Real experiences from borrowers who closed SBA loans with Midwest BankCentre.
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