STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
100
2010–2026
Total Volume
$82M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
100 total segments
MidCountry Bank has a notable 23% share of 504 loans, which is higher than the national average of around 18%. This indicates a strong capability in financing real estate and larger projects, making them a good option for borrowers looking to acquire properties or expand existing facilities.
With an average 7(a) spread of P+2.01%, MidCountry Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings on interest for borrowers, especially those seeking larger loans.
The bank's deal size breakdown shows a strong focus on loans between $150K and $350K, which accounts for 33 deals. If your financing needs fall within this range, MidCountry Bank may be particularly well-suited to meet your requirements.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 23 504 loans, which use fixed SBA debenture rates.
States where MidCountry Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Wholesale Trade
Wholesale Trade
Food & Beverage Stores
Retail Trade
Hotels & Accommodation
Accommodation & Food Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Professional Services
Professional Services
Transportation & Warehousing
Transportation & Warehousing
Gas Stations
Retail Trade
+ 7 more
All recorded SBA lending activity for MidCountry Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Minnesota · Manufacturing · $150K – $350K | 7(a) | 6 | P+1.88% | $231K | Q3 2020 |
| Minnesota · Wholesale Trade · $150K – $350K | 7(a) | 4 | P+1.75% | $255K | Q1 2024 |
| Minnesota · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 4 | P+2.38% | $275K | Q3 2021 |
| Minnesota · Other Professional Services · Under $150K | 7(a) | 3 | P+2.00% | $42K | Q3 2019 |
| Minnesota · Manufacturing · Under $150K | 7(a) | 3 | P+1.75% | $72K | Q4 2018 |
| Minnesota · Other Professional Services · $150K – $350K | 7(a) | 2 | P+2.13% | $182K | Q2 2021 |
| Minnesota · Food & Beverage Stores · $500K – $1M | 504 | 2 | — | $629K | Q3 2023 |
| Minnesota · Administrative & Waste Services · Under $150K | 7(a) | 2 | P+3.00% | $138K | Q3 2023 |
| Minnesota · Wholesale Trade · $500K – $1M | 7(a) | 2 | P+2.50% | $668K | Q1 2017 |
| Minnesota · Hotels & Accommodation · $150K – $350K | 504 | 2 | — | $303K | Q3 2013 |
| Minnesota · Gas Stations · $1M – $2M | 7(a) | 2 | P+0.50% | $1.0M | Q3 2020 |
| Minnesota · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+2.88% | $63K | Q3 2016 |
| Minnesota · Physician & Dental Offices · $150K – $350K | 7(a) | 2 | P+1.63% | $313K | Q3 2021 |
| Minnesota · Transportation & Warehousing · $350K – $500K | 7(a) | 2 | P+2.00% | $421K | Q1 2018 |
| Minnesota · Auto Repair & Maintenance · $150K – $350K | 7(a) | 2 | P+1.50% | $182K | Q4 2020 |
| Minnesota · Gas Stations · $2M – $5M | 504 | 2 | — | $2.2M | Q3 2012 |
| Minnesota · Nursing & Residential Care · $1M – $2M | 7(a) | 1 | P+1.50% | $1.3M | Q3 2021 |
| Minnesota · Social Assistance · Under $150K | 7(a) | 1 | P+2.75% | $50K | Q1 2012 |
| Minnesota · Restaurants & Food Service · $500K – $1M | 7(a) | 1 | P+1.25% | $763K | Q3 2018 |
| Minnesota · Auto Repair & Maintenance · Under $150K | 7(a) | 1 | P+5.25% | $125K | Q1 2011 |
| Minnesota · Personal Care (Salons, Spas) · Under $150K | 7(a) | 1 | P+2.25% | $117K | Q1 2023 |
| Minnesota · Agriculture & Forestry · Under $150K | 7(a) | 1 | P+2.50% | $50K | Q2 2016 |
| Minnesota · Agriculture & Forestry · $2M – $5M | 7(a) | 1 | P+1.50% | $3.2M | Q3 2015 |
| Minnesota · Manufacturing · $500K – $1M | 7(a) | 1 | P+1.00% | $851K | Q4 2020 |
| Minnesota · Wholesale Trade · $1M – $2M | 7(a) | 1 | P+1.75% | $2.0M | Q2 2013 |
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