STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
117
2011–2025
Total Volume
$30M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
117 total segments
Mid-Missouri Bank has a strong presence in the 504 loan market, with 21% of their SBA deals being 504 loans, which is above the national average of 18%. This indicates they are well-suited for borrowers looking for real estate financing or equipment purchases.
The average spread for 7(a) loans at Mid-Missouri Bank is P+1.30%, significantly lower than the national median of P+2.75%. This can save borrowers money on interest payments compared to other lenders.
Despite their competitive pricing, Mid-Missouri Bank is experiencing a decline in loan volume, with a 36% drop year-over-year. This trend may indicate tighter lending standards, making it potentially more challenging for new borrowers to secure loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 25 504 loans, which use fixed SBA debenture rates.
States where Mid-Missouri Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Transportation & Warehousing
Transportation & Warehousing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Real Estate
Real Estate
Manufacturing
Manufacturing
Auto Repair & Maintenance
Other Services
Other Health Practitioners
Health Care & Social Assistance
Other Professional Services
Professional Services
Other Repair & Services
Other Services
+ 7 more
All recorded SBA lending activity for Mid-Missouri Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Missouri · Transportation & Warehousing · Under $150K | 7(a) | 8 | P+1.06% | $89K | Q2 2020 |
| Missouri · Arts, Entertainment & Recreation · Under $150K | 7(a) | 7 | P+1.25% | $44K | Q2 2018 |
| Missouri · Transportation & Warehousing · $150K – $350K | 7(a) | 5 | P+2.50% | $199K | Q4 2017 |
| Missouri · Specialty Trade Contractors · Under $150K | 7(a) | 4 | P+2.00% | $84K | Q1 2019 |
| Missouri · Other Repair & Services · $150K – $350K | 7(a) | 3 | P+0.50% | $286K | Q2 2024 |
| Missouri · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+0.50% | $77K | Q3 2025 |
| Missouri · Auto Repair & Maintenance · $150K – $350K | 504 | 3 | — | $210K | Q3 2024 |
| Missouri · Real Estate · $150K – $350K | 7(a) | 3 | P+1.00% | $271K | Q2 2018 |
| Missouri · Real Estate · Under $150K | 7(a) | 3 | P+1.24% | $92K | Q4 2019 |
| Missouri · Other Health Practitioners · Under $150K | 7(a) | 3 | P+1.00% | $23K | Q1 2025 |
| Missouri · Other Health Practitioners · $150K – $350K | 7(a) | 3 | P+0.60% | $257K | Q1 2025 |
| Missouri · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+0.75% | $257K | Q1 2018 |
| Missouri · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+-0.25% | $80K | Q1 2023 |
| Missouri · Manufacturing · Under $150K | 7(a) | 3 | P+1.00% | $71K | Q1 2017 |
| Arkansas · Manufacturing · $150K – $350K | 7(a) | 2 | P+1.50% | $192K | Q2 2022 |
| Missouri · Heavy & Civil Engineering · Under $150K | 7(a) | 2 | P+1.88% | $95K | Q3 2013 |
| Missouri · Food & Beverage Stores · $150K – $350K | 7(a) | 2 | P+-0.38% | $185K | Q4 2017 |
| Missouri · General Merchandise · Under $150K | 7(a) | 2 | P+0.88% | $92K | Q4 2017 |
| Missouri · Other Professional Services · Under $150K | 7(a) | 2 | P+1.50% | $50K | Q3 2014 |
| Missouri · Auto Repair & Maintenance · $150K – $350K | 7(a) | 2 | P+0.25% | $203K | Q1 2023 |
| Missouri · Personal Care (Salons, Spas) · Under $150K | 7(a) | 2 | P+2.00% | $57K | Q1 2020 |
| Missouri · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 2 | P+0.79% | $183K | Q2 2015 |
| Missouri · Agriculture & Forestry · $150K – $350K | 7(a) | 2 | P+0.57% | $350K | Q2 2017 |
| Missouri · Manufacturing · $150K – $350K | 7(a) | 2 | P+1.35% | $202K | Q4 2020 |
| Missouri · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 2 | P+0.38% | $298K | Q2 2014 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Mid-Missouri Bank.
No reviews yet. Be the first to review Mid-Missouri Bank.