STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
184
2010–2025
Total Volume
$61M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
184 total segments
Lone Star National Bank has a strong focus on startups, with 62% of their deals aimed at new businesses. This could be beneficial if you're a first-time borrower looking to launch your venture.
With an average 7(a) spread of P+2.04%, Lone Star offers competitive pricing compared to the national median of P+2.75%. This can save you money over the life of your loan.
The lender's growth trend shows a remarkable 154% year-over-year increase in deals, indicating they are expanding their lending capacity. This could mean more favorable terms for borrowers as they scale.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 19 504 loans, which use fixed SBA debenture rates.
States where Lone Star National Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Physician & Dental Offices
Health Care & Social Assistance
Other Health Practitioners
Health Care & Social Assistance
Retail Trade
Retail Trade
Transportation & Warehousing
Transportation & Warehousing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Manufacturing
Manufacturing
Social Assistance
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Lone Star National Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 16 | P+2.50% | $99K | Q2 2025 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 11 | P+2.00% | $239K | Q2 2025 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 10 | P+1.75% | $106K | Q3 2025 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 9 | P+2.00% | $92K | Q1 2025 |
| Texas · Physician & Dental Offices · Under $150K | 7(a) | 6 | P+2.50% | $129K | Q3 2022 |
| Texas · Physician & Dental Offices · $150K – $350K | 7(a) | 6 | P+2.13% | $265K | Q3 2024 |
| Texas · Retail Trade · $150K – $350K | 7(a) | 5 | P+2.75% | $243K | Q4 2015 |
| Texas · Manufacturing · Under $150K | 7(a) | 5 | P+2.75% | $111K | Q3 2022 |
| Texas · Social Assistance · Under $150K | 7(a) | 5 | P+2.75% | $90K | Q2 2024 |
| Texas · Education · Under $150K | 7(a) | 5 | P+2.75% | $83K | Q2 2024 |
| Texas · Physician & Dental Offices · $350K – $500K | 7(a) | 4 | P+2.75% | $423K | Q3 2021 |
| Texas · Other Health Practitioners · $150K – $350K | 7(a) | 4 | P+2.00% | $255K | Q2 2025 |
| Texas · Legal Services · Under $150K | 7(a) | 4 | P+2.13% | $83K | Q2 2025 |
| Texas · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 3 | P+1.00% | $631K | Q3 2025 |
| Texas · Retail Trade · Under $150K | 7(a) | 3 | P+2.75% | $60K | Q2 2021 |
| Texas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+1.50% | $35K | Q2 2025 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.50% | $682K | Q1 2023 |
| Texas · Building Construction · Under $150K | 7(a) | 3 | P+2.25% | $120K | Q3 2025 |
| Texas · Wholesale Trade · Under $150K | 7(a) | 3 | P+2.75% | $107K | Q2 2014 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+2.25% | $62K | Q2 2025 |
| Texas · Administrative & Waste Services · $350K – $500K | 7(a) | 2 | P+1.88% | $428K | Q2 2019 |
| Texas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+1.50% | $68K | Q1 2025 |
| Texas · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 2 | P+2.13% | $343K | Q3 2025 |
| Texas · Arts, Entertainment & Recreation · $1M – $2M | 7(a) | 2 | P+1.75% | $1.4M | Q4 2024 |
| Texas · Social Assistance · $150K – $350K | 7(a) | 2 | P+1.50% | $198K | Q2 2025 |
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