GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
GOOD
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
283
2010–2025
Total Volume
$200M
Gross loan amounts
States Active
25
With recorded loans
Programs
7(a) & 504
283 total segments
Lincoln Savings Bank has a strong focus on startups, with 43% of their SBA deals going to new businesses. This suggests they are well-suited for first-time borrowers looking to launch their ventures.
With an average 7(a) spread of P+2.67%, Lincoln Savings Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Despite their strong presence in Iowa, where they completed 203 deals, Lincoln Savings Bank's overall growth trend shows a decline of 52% year-over-year. This may indicate potential challenges in securing funding from them in the future.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 15 504 loans, which use fixed SBA debenture rates.
Top 15 of 25 states where Lincoln Savings Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
Management & IT Consulting
Professional Services
Other Repair & Services
Other Services
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for Lincoln Savings Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Iowa · Restaurants & Food Service · $150K – $350K | 7(a) | 13 | P+2.75% | $266K | Q3 2023 |
| Iowa · Restaurants & Food Service · Under $150K | 7(a) | 9 | P+2.75% | $96K | Q1 2024 |
| Iowa · Other Health Practitioners · Under $150K | 7(a) | 7 | P+2.75% | $86K | Q2 2023 |
| Iowa · Restaurants & Food Service · $500K – $1M | 7(a) | 7 | P+2.50% | $766K | Q4 2022 |
| Iowa · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 6 | P+2.75% | $245K | Q1 2023 |
| Iowa · Management & IT Consulting · $150K – $350K | 7(a) | 6 | P+2.75% | $332K | Q2 2025 |
| Iowa · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 5 | P+2.25% | $229K | Q2 2022 |
| Iowa · Manufacturing · $150K – $350K | 7(a) | 5 | P+2.75% | $243K | Q1 2023 |
| Iowa · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+2.75% | $81K | Q2 2024 |
| Iowa · Miscellaneous Retail · Under $150K | 7(a) | 4 | P+2.63% | $99K | Q4 2024 |
| Iowa · Arts, Entertainment & Recreation · Under $150K | 7(a) | 4 | P+2.75% | $100K | Q1 2024 |
| Iowa · Personal Care (Salons, Spas) · $350K – $500K | 7(a) | 4 | P+2.75% | $395K | Q1 2023 |
| Iowa · Specialty Trade Contractors · $2M – $5M | 7(a) | 4 | P+2.50% | $3.5M | Q3 2022 |
| Iowa · Manufacturing · $2M – $5M | 7(a) | 4 | P+2.38% | $2.5M | Q4 2022 |
| Iowa · Specialty Trade Contractors · Under $150K | 7(a) | 3 | P+2.75% | $128K | Q2 2021 |
| Iowa · Restaurants & Food Service · $350K – $500K | 7(a) | 3 | P+2.75% | $417K | Q2 2023 |
| Iowa · Real Estate · $500K – $1M | 7(a) | 3 | P+2.75% | $746K | Q4 2022 |
| Iowa · Management & IT Consulting · Under $150K | 7(a) | 3 | P+2.75% | $97K | Q2 2022 |
| Iowa · Building Construction · $150K – $350K | 7(a) | 3 | P+2.75% | $253K | Q2 2022 |
| Iowa · Other Repair & Services · $150K – $350K | 7(a) | 3 | P+2.75% | $312K | Q2 2022 |
| Iowa · Manufacturing · Under $150K | 7(a) | 3 | P+2.75% | $116K | Q3 2023 |
| Iowa · Wholesale Trade · Under $150K | 7(a) | 3 | P+2.75% | $104K | Q1 2024 |
| Iowa · Retail Trade · $150K – $350K | 7(a) | 3 | P+2.75% | $233K | Q4 2022 |
| Iowa · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+2.75% | $190K | Q3 2023 |
| Iowa · Restaurants & Food Service · $1M – $2M | 7(a) | 3 | P+2.75% | $1.3M | Q3 2021 |
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