STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
100
2010–2026
Total Volume
$69M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
100 total segments
Libertyville Bank & Trust has a strong focus on 504 loans, making up 48% of their total SBA deals. This is significantly higher than the national average of 18%. If you're looking for real estate financing, this lender is a great option.
With an average 7(a) spread of P+0.59%, Libertyville Bank & Trust offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's deal volume has decreased by 25% year-over-year, indicating a potential tightening in lending. If you're considering applying, be prepared for a possibly more stringent approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 48 504 loans, which use fixed SBA debenture rates.
States where Libertyville Bank & Trust Company, National Association has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Administrative & Waste Services
Administrative & Waste Services
Wholesale Trade
Wholesale Trade
Specialty Trade Contractors
Construction
Auto Dealers & Parts
Retail Trade
Social Assistance
Health Care & Social Assistance
Other Professional Services
Professional Services
+ 7 more
All recorded SBA lending activity for Libertyville Bank & Trust Company, National Association, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Illinois · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+0.00% | $280K | Q4 2022 |
| Illinois · Specialty Trade Contractors · $500K – $1M | 504 | 3 | — | $721K | Q2 2025 |
| Illinois · Manufacturing · $500K – $1M | 7(a) | 3 | P+1.50% | $723K | Q2 2022 |
| Illinois · Other Repair & Services · $150K – $350K | 504 | 2 | — | $286K | Q4 2016 |
| Illinois · Administrative & Waste Services · $150K – $350K | 504 | 2 | — | $276K | Q1 2018 |
| Illinois · Administrative & Waste Services · $150K – $350K | 7(a) | 2 | P+0.50% | $195K | Q3 2024 |
| Illinois · Education · $150K – $350K | 7(a) | 2 | P+1.75% | $275K | Q4 2019 |
| Illinois · Manufacturing · $150K – $350K | 504 | 2 | — | $226K | Q1 2017 |
| Illinois · Manufacturing · $500K – $1M | 504 | 2 | — | $666K | Q4 2022 |
| Illinois · Manufacturing · $150K – $350K | 7(a) | 2 | P+0.50% | $252K | Q3 2024 |
| Illinois · Other Professional Services · Under $150K | 7(a) | 1 | P+3.00% | $75K | Q3 2016 |
| Illinois · Physician & Dental Offices · Under $150K | 7(a) | 1 | P+1.00% | $50K | Q1 2025 |
| Illinois · Physician & Dental Offices · $350K – $500K | 7(a) | 1 | P+0.43% | $500K | Q1 2025 |
| Illinois · Physician & Dental Offices · $500K – $1M | 7(a) | 1 | P+2.75% | $800K | Q1 2010 |
| Illinois · Restaurants & Food Service · Under $150K | 7(a) | 1 | P+0.50% | $40K | Q4 2019 |
| Illinois · Restaurants & Food Service · $350K – $500K | 7(a) | 1 | P+0.00% | $500K | Q3 2023 |
| Illinois · Manufacturing · $1M – $2M | 7(a) | 1 | P+2.25% | $1.6M | Q4 2010 |
| Illinois · Manufacturing · $2M – $5M | 7(a) | 1 | P+-0.75% | $2.8M | Q1 2025 |
| Illinois · Manufacturing · $350K – $500K | 7(a) | 1 | P+0.00% | $500K | Q1 2025 |
| Illinois · Wholesale Trade · Under $150K | 7(a) | 1 | P+0.00% | $100K | Q3 2025 |
| Illinois · Wholesale Trade · $2M – $5M | 7(a) | 1 | P+-0.25% | $3.7M | Q3 2025 |
| Illinois · Wholesale Trade · $350K – $500K | 7(a) | 1 | P+0.00% | $433K | Q4 2023 |
| Illinois · Wholesale Trade · $500K – $1M | 7(a) | 1 | P+1.75% | $613K | Q2 2021 |
| Illinois · Retail Trade · Under $150K | 7(a) | 1 | P+1.00% | $75K | Q3 2020 |
| Illinois · Retail Trade · $150K – $350K | 7(a) | 1 | P+0.00% | $250K | Q2 2025 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Libertyville Bank & Trust Company, National Association.
No reviews yet. Be the first to review Libertyville Bank & Trust Company, National Association.