STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
413
2010–2026
Total Volume
$133M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
413 total segments
Lake Ridge Bank has a strong focus on small deals, with 49% of their SBA loans under $150K. This makes them a good fit for first-time borrowers needing smaller amounts.
With a 23% share of 504 loans, Lake Ridge Bank is more active in this program than the national average of 18%. This indicates they are a solid option for real estate purchases.
The bank's average 7(a) spread of P+1.77% is lower than the national median of P+2.75%, suggesting they offer competitive pricing for borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 93 504 loans, which use fixed SBA debenture rates.
States where Lake Ridge Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Social Assistance
Health Care & Social Assistance
Other Health Practitioners
Health Care & Social Assistance
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for Lake Ridge Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 28 | P+2.00% | $69K | Q2 2025 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 22 | P+2.00% | $80K | Q1 2025 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 21 | P+2.46% | $69K | Q1 2019 |
| Wisconsin · Transportation & Warehousing · Under $150K | 7(a) | 15 | P+2.00% | $59K | Q2 2022 |
| Wisconsin · Other Health Practitioners · Under $150K | 7(a) | 14 | P+1.75% | $67K | Q2 2025 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 12 | P+1.63% | $266K | Q1 2024 |
| Wisconsin · Arts, Entertainment & Recreation · Under $150K | 7(a) | 10 | P+1.63% | $52K | Q2 2025 |
| Wisconsin · Social Assistance · Under $150K | 7(a) | 9 | P+1.75% | $60K | Q2 2020 |
| Wisconsin · Wholesale Trade · Under $150K | 7(a) | 8 | P+2.31% | $73K | Q3 2016 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 8 | P+2.17% | $231K | Q4 2023 |
| Wisconsin · Personal Care (Salons, Spas) · Under $150K | 7(a) | 8 | P+2.00% | $79K | Q2 2022 |
| Wisconsin · Management & IT Consulting · Under $150K | 7(a) | 7 | P+1.75% | $63K | Q2 2019 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 7(a) | 7 | P+2.50% | $229K | Q2 2023 |
| Wisconsin · Retail Trade · Under $150K | 7(a) | 6 | P+2.25% | $70K | Q2 2019 |
| Wisconsin · Other Repair & Services · Under $150K | 7(a) | 6 | P+2.13% | $61K | Q4 2023 |
| Wisconsin · Administrative & Waste Services · Under $150K | 7(a) | 6 | P+1.13% | $85K | Q2 2025 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 504 | 5 | — | $245K | Q1 2024 |
| Wisconsin · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 5 | P+1.25% | $266K | Q4 2025 |
| Wisconsin · Retail Trade · $150K – $350K | 7(a) | 5 | P+1.75% | $260K | Q3 2020 |
| Wisconsin · Miscellaneous Retail · Under $150K | 7(a) | 5 | P+1.25% | $60K | Q3 2024 |
| Wisconsin · Sporting Goods & Hobby · Under $150K | 7(a) | 4 | P+1.88% | $67K | Q2 2021 |
| Wisconsin · Education · Under $150K | 7(a) | 4 | P+2.25% | $51K | Q4 2017 |
| Wisconsin · Restaurants & Food Service · $500K – $1M | 504 | 4 | — | $595K | Q1 2024 |
| Wisconsin · Auto Repair & Maintenance · $150K – $350K | 504 | 4 | — | $281K | Q4 2021 |
| Wisconsin · Auto Dealers & Parts · $350K – $500K | 504 | 4 | — | $402K | Q1 2025 |
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