WEAK
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
95
2015–2025
Total Volume
$11M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a)
95 total segments
Justine Petersen Housing & Reinvestment Corporation focuses heavily on startups, with 59% of their 95 deals targeting new businesses. This is a strong indicator that they are well-suited for first-time borrowers looking to launch their ventures.
With an average 7(a) spread of P+5.65%, Justine Petersen's pricing is significantly higher than the national median of P+2.75%. Borrowers should be prepared for higher interest costs compared to other lenders.
The lender's growth trend shows a significant decline of 68% year-over-year, dropping from 19 deals to just 6 in the last four quarters. This may indicate potential challenges in securing funding as they may be tightening their lending criteria.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes.
States where Justine Petersen Housing & Reinvestment Corporation has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Transportation & Warehousing
Transportation & Warehousing
Specialty Trade Contractors
Construction
Manufacturing
Manufacturing
Personal Care (Salons, Spas)
Other Services
Retail Trade
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Justine Petersen Housing & Reinvestment Corporation, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Missouri · Restaurants & Food Service · Under $150K | 7(a) | 10 | P+6.00% | $107K | Q1 2022 |
| Missouri · Transportation & Warehousing · Under $150K | 7(a) | 8 | P+5.00% | $108K | Q3 2022 |
| Missouri · Manufacturing · Under $150K | 7(a) | 7 | P+5.75% | $86K | Q2 2022 |
| Missouri · Personal Care (Salons, Spas) · Under $150K | 7(a) | 6 | P+6.00% | $115K | Q2 2024 |
| Missouri · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+6.00% | $107K | Q4 2020 |
| Missouri · Retail Trade · Under $150K | 7(a) | 4 | P+6.00% | $100K | Q3 2020 |
| Illinois · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+5.88% | $115K | Q2 2023 |
| Missouri · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+5.75% | $104K | Q2 2022 |
| Illinois · Specialty Trade Contractors · Under $150K | 7(a) | 3 | P+6.00% | $131K | Q2 2020 |
| Missouri · Other Repair & Services · Under $150K | 7(a) | 3 | P+6.00% | $117K | Q4 2021 |
| Missouri · Other Health Practitioners · Under $150K | 7(a) | 3 | P+5.00% | $87K | Q3 2022 |
| Missouri · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+6.00% | $113K | Q3 2022 |
| Missouri · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+5.50% | $150K | Q1 2022 |
| Missouri · Management & IT Consulting · Under $150K | 7(a) | 2 | P+5.50% | $90K | Q3 2020 |
| Missouri · Wholesale Trade · Under $150K | 7(a) | 2 | P+6.00% | $116K | Q2 2023 |
| Missouri · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+5.25% | $227K | Q2 2025 |
| Missouri · Social Assistance · Under $150K | 7(a) | 2 | P+6.00% | $119K | Q2 2021 |
| Missouri · Sporting Goods & Hobby · Under $150K | 7(a) | 2 | P+6.00% | $66K | Q2 2019 |
| Missouri · Other Professional Services · Under $150K | 7(a) | 1 | P+5.00% | $59K | Q3 2020 |
| Missouri · Physician & Dental Offices · Under $150K | 7(a) | 1 | P+5.00% | $125K | Q4 2023 |
| Missouri · Information & Media · Under $150K | 7(a) | 1 | P+6.00% | $115K | Q4 2023 |
| Missouri · Finance & Insurance · Under $150K | 7(a) | 1 | P+4.75% | $50K | Q3 2018 |
| New York · Information & Media · Under $150K | 7(a) | 1 | P+6.00% | $150K | Q3 2018 |
| New York · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 1 | P+6.00% | $250K | Q2 2019 |
| Texas · Management & IT Consulting · Under $150K | 7(a) | 1 | P+5.25% | $125K | Q3 2019 |
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Real experiences from borrowers who closed SBA loans with Justine Petersen Housing & Reinvestment Corporation.
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