STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
144
2010–2025
Total Volume
$84M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
144 total segments
Johnson Bank has a strong focus on 504 loans, making up 28% of their total SBA deals. This is above the national average of around 18%, indicating they are well-suited for borrowers looking for real estate financing.
With an average 7(a) spread of P+1.83%, Johnson Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings on interest for borrowers.
The lender's growth trend shows a decline of 14% year-over-year, which may indicate a tightening of lending criteria. Borrowers should be prepared for potentially stricter approval processes.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 41 504 loans, which use fixed SBA debenture rates.
States where Johnson Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Nursing & Residential Care
Health Care & Social Assistance
Other Health Practitioners
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Retail Trade
Retail Trade
Specialty Trade Contractors
Construction
+ 7 more
All recorded SBA lending activity for Johnson Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Other Health Practitioners · Under $150K | 7(a) | 7 | P+2.00% | $49K | Q4 2015 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 7 | P+2.00% | $244K | Q3 2021 |
| Wisconsin · Nursing & Residential Care · Under $150K | 7(a) | 6 | P+1.25% | $100K | Q3 2015 |
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+2.25% | $87K | Q1 2018 |
| Wisconsin · Nursing & Residential Care · $150K – $350K | 7(a) | 5 | P+1.00% | $176K | Q3 2014 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 4 | P+2.79% | $83K | Q4 2014 |
| Wisconsin · Manufacturing · $500K – $1M | 7(a) | 4 | P+2.25% | $677K | Q1 2013 |
| Wisconsin · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+2.13% | $87K | Q4 2017 |
| Wisconsin · Manufacturing · $1M – $2M | 504 | 3 | — | $1.3M | Q1 2015 |
| Wisconsin · Administrative & Waste Services · $150K – $350K | 7(a) | 3 | P+1.00% | $267K | Q2 2025 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 504 | 3 | — | $249K | Q1 2023 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 3 | P+2.25% | $64K | Q4 2011 |
| Wisconsin · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+3.00% | $32K | Q2 2010 |
| Wisconsin · Retail Trade · $500K – $1M | 7(a) | 2 | P+2.73% | $647K | Q4 2010 |
| Wisconsin · Manufacturing · $150K – $350K | 504 | 2 | — | $251K | Q1 2021 |
| Wisconsin · Manufacturing · $500K – $1M | 504 | 2 | — | $953K | Q2 2022 |
| Wisconsin · Management & IT Consulting · Under $150K | 7(a) | 2 | P+2.15% | $113K | Q3 2012 |
| Wisconsin · Manufacturing · $1M – $2M | 7(a) | 2 | P+1.50% | $1.4M | Q3 2014 |
| Wisconsin · Manufacturing · $2M – $5M | 504 | 2 | — | $3.1M | Q1 2021 |
| Wisconsin · Manufacturing · $2M – $5M | 7(a) | 2 | P+0.26% | $4.4M | Q4 2019 |
| Wisconsin · Wholesale Trade · Under $150K | 7(a) | 2 | P+2.38% | $60K | Q2 2021 |
| Wisconsin · Wholesale Trade · $150K – $350K | 7(a) | 2 | P+2.13% | $325K | Q4 2013 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+1.65% | $265K | Q1 2022 |
| Wisconsin · Retail Trade · Under $150K | 7(a) | 2 | P+2.88% | $88K | Q2 2016 |
| Wisconsin · General Merchandise · Under $150K | 7(a) | 2 | P+2.00% | $65K | Q1 2014 |
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