STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
89
2010–2026
Total Volume
$57M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
89 total segments
Most active in Wisconsin (100% of deals) and focuses heavily on manufacturing (20% of deals).
With a median 7(a) spread of P + 1.09%, Ixonia Bank prices well below the national median of P + 2.00% — competitive pricing is a clear strength here.
Manufacturing makes up 20% of Ixonia Bank's deals — 4.7x the national average. This is a clear specialist, not a generalist who happens to do some manufacturing lending.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 22 504 loans, which use fixed SBA debenture rates.
States where Ixonia Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Wholesale Trade
Wholesale Trade
Specialty Trade Contractors
Construction
Other Repair & Services
Other Services
Building Construction
Construction
Restaurants & Food Service
Accommodation & Food Services
Personal Care (Salons, Spas)
Other Services
Physician & Dental Offices
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Ixonia Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Manufacturing · $500K – $1M | 504 | 5 | — | $665K | Q2 2025 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+1.40% | $39K | Q2 2025 |
| Wisconsin · Building Construction · Under $150K | 7(a) | 4 | P+1.50% | $83K | Q2 2021 |
| Wisconsin · Other Repair & Services · $150K – $350K | 7(a) | 4 | P+1.50% | $197K | Q2 2022 |
| Wisconsin · Manufacturing · $2M – $5M | 7(a) | 3 | P+-0.50% | $3.0M | Q3 2024 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 3 | P+0.50% | $87K | Q1 2023 |
| Wisconsin · Miscellaneous Retail · Under $150K | 7(a) | 3 | P+2.00% | $61K | Q4 2024 |
| Wisconsin · Manufacturing · $350K – $500K | 7(a) | 3 | P+1.50% | $483K | Q3 2023 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 2 | P+1.50% | $200K | Q3 2023 |
| Wisconsin · Specialty Trade Contractors · $1M – $2M | 7(a) | 2 | P+-0.44% | $1.5M | Q4 2025 |
| Wisconsin · Wholesale Trade · Under $150K | 7(a) | 2 | P+1.00% | $45K | Q2 2024 |
| Wisconsin · Wholesale Trade · $150K – $350K | 7(a) | 2 | P+1.75% | $240K | Q4 2021 |
| Wisconsin · Restaurants & Food Service · $500K – $1M | 504 | 2 | — | $690K | Q4 2021 |
| Wisconsin · Wholesale Trade · $500K – $1M | 7(a) | 2 | P+2.13% | $577K | Q1 2020 |
| Wisconsin · Personal Care (Salons, Spas) · Under $150K | 7(a) | 2 | P+1.25% | $140K | Q3 2025 |
| Wisconsin · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 2 | P+1.88% | $197K | Q2 2021 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+1.88% | $208K | Q4 2014 |
| Wisconsin · Wholesale Trade · $1M – $2M | 504 | 2 | — | $1.3M | Q4 2022 |
| Wisconsin · Other Professional Services · $150K – $350K | 504 | 2 | — | $193K | Q3 2020 |
| Wisconsin · Other Professional Services · Under $150K | 7(a) | 2 | P+2.25% | $45K | Q2 2016 |
| Wisconsin · Wholesale Trade · $1M – $2M | 7(a) | 1 | P+1.00% | $1.6M | Q3 2020 |
| Wisconsin · Wholesale Trade · $350K – $500K | 7(a) | 1 | P+1.00% | $500K | Q3 2020 |
| Wisconsin · Transportation & Warehousing · Under $150K | 7(a) | 1 | P+2.50% | $50K | Q3 2021 |
| Wisconsin · Administrative & Waste Services · Under $150K | 7(a) | 1 | P+-0.25% | $130K | Q3 2025 |
| Wisconsin · Education · Under $150K | 7(a) | 1 | P+1.50% | $90K | Q2 2018 |
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