STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
272
2010–2026
Total Volume
$129M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
272 total segments
Ives Bank has a strong focus on existing businesses, with 74% of their deals supporting established companies. This makes them a suitable choice for borrowers looking to expand or refinance existing operations.
With a 33% share of 504 loans, Ives Bank is well-positioned for real estate-heavy financing, which is significantly higher than the national average of around 18%. This could be advantageous for borrowers seeking funding for property-related projects.
Ives Bank's average 7(a) spread of P+2.15% is lower than the national median of P+2.75%, indicating competitive pricing. This could lead to lower overall borrowing costs for your SBA loan.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 90 504 loans, which use fixed SBA debenture rates.
States where Ives Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Auto Repair & Maintenance
Other Services
Other Repair & Services
Other Services
Administrative & Waste Services
Administrative & Waste Services
Real Estate
Real Estate
+ 7 more
All recorded SBA lending activity for Ives Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Connecticut · Restaurants & Food Service · $150K – $350K | 7(a) | 17 | P+2.25% | $263K | Q4 2023 |
| Connecticut · Restaurants & Food Service · Under $150K | 7(a) | 11 | P+2.25% | $90K | Q2 2021 |
| Connecticut · Manufacturing · Under $150K | 7(a) | 10 | P+2.38% | $108K | Q3 2025 |
| Connecticut · Auto Repair & Maintenance · Under $150K | 7(a) | 9 | P+2.50% | $113K | Q1 2025 |
| Connecticut · Manufacturing · $500K – $1M | 504 | 7 | — | $749K | Q2 2025 |
| Connecticut · Manufacturing · $150K – $350K | 7(a) | 5 | P+2.50% | $246K | Q3 2022 |
| Connecticut · Real Estate · Under $150K | 7(a) | 5 | P+2.00% | $94K | Q1 2023 |
| Connecticut · Specialty Trade Contractors · $350K – $500K | 7(a) | 5 | P+1.50% | $500K | Q3 2024 |
| Connecticut · Laundry & Dry Cleaning · Under $150K | 7(a) | 5 | P+2.25% | $88K | Q2 2012 |
| Connecticut · Retail Trade · Under $150K | 7(a) | 4 | P+2.00% | $113K | Q2 2014 |
| Connecticut · Wholesale Trade · $350K – $500K | 7(a) | 4 | P+1.25% | $500K | Q1 2016 |
| Connecticut · Wholesale Trade · Under $150K | 7(a) | 4 | P+1.63% | $94K | Q3 2025 |
| Connecticut · Manufacturing · $350K – $500K | 7(a) | 4 | P+1.50% | $500K | Q1 2025 |
| Connecticut · Other Repair & Services · Under $150K | 7(a) | 4 | P+2.75% | $105K | Q1 2025 |
| Connecticut · Specialty Trade Contractors · Under $150K | 7(a) | 4 | P+2.13% | $82K | Q1 2020 |
| Connecticut · Manufacturing · $1M – $2M | 504 | 3 | — | $1.7M | Q4 2025 |
| Connecticut · Auto Repair & Maintenance · $150K – $350K | 504 | 3 | — | $272K | Q1 2024 |
| Connecticut · Restaurants & Food Service · $350K – $500K | 504 | 3 | — | $451K | Q1 2025 |
| Connecticut · Restaurants & Food Service · $150K – $350K | 504 | 3 | — | $284K | Q4 2025 |
| Connecticut · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+2.75% | $223K | Q1 2023 |
| Connecticut · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+2.25% | $100K | Q3 2024 |
| Connecticut · Real Estate · $150K – $350K | 7(a) | 3 | P+2.25% | $231K | Q2 2024 |
| Connecticut · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+2.50% | $250K | Q3 2023 |
| Connecticut · Miscellaneous Retail · $150K – $350K | 7(a) | 3 | P+2.00% | $317K | Q1 2024 |
| Connecticut · Management & IT Consulting · $150K – $350K | 7(a) | 3 | P+2.25% | $245K | Q4 2020 |
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