STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
823
2010–2026
Total Volume
$804M
Gross loan amounts
States Active
43
With recorded loans
Programs
7(a) & 504
823 total segments
IncredibleBank has a strong focus on existing businesses, with 49% of their deals serving this purpose. This makes them a good choice if you're looking to acquire or expand an established business.
Their average 7(a) spread of P+2.19% is lower than the national median of P+2.75%, indicating that IncredibleBank may offer more favorable pricing for your loan compared to other lenders.
Despite their solid presence in the market, IncredibleBank's growth trend shows a significant decline of 62% year-over-year in deal volume. This could indicate potential challenges in securing approval or support for new loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 47 504 loans, which use fixed SBA debenture rates.
Top 15 of 43 states where IncredibleBank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Hotels & Accommodation
Accommodation & Food Services
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Food & Beverage Stores
Retail Trade
Wholesale Trade
Wholesale Trade
Other Services
Other Services
+ 7 more
All recorded SBA lending activity for IncredibleBank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 14 | P+2.63% | $259K | Q4 2025 |
| Wisconsin · Manufacturing · $500K – $1M | 7(a) | 11 | P+2.75% | $771K | Q4 2021 |
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 10 | P+2.25% | $75K | Q2 2019 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 9 | P+2.75% | $66K | Q3 2018 |
| Michigan · Food & Beverage Stores · $500K – $1M | 7(a) | 9 | P+2.25% | $731K | Q2 2022 |
| Wisconsin · Restaurants & Food Service · $500K – $1M | 7(a) | 7 | P+2.25% | $734K | Q4 2024 |
| Wisconsin · Manufacturing · $1M – $2M | 7(a) | 7 | P+2.75% | $1.4M | Q1 2022 |
| Wisconsin · Other Health Practitioners · Under $150K | 7(a) | 6 | P+2.75% | $92K | Q1 2018 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+2.63% | $739K | Q3 2024 |
| California · Transportation & Warehousing · $2M – $5M | 7(a) | 5 | P+2.25% | $3.2M | Q2 2022 |
| Wisconsin · Wholesale Trade · $150K – $350K | 7(a) | 5 | P+2.75% | $262K | Q1 2020 |
| Wisconsin · Manufacturing · $2M – $5M | 7(a) | 5 | P+1.75% | $3.8M | Q3 2016 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 5 | P+2.50% | $260K | Q4 2018 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 5 | P+2.75% | $106K | Q2 2019 |
| Michigan · Manufacturing · Under $150K | 7(a) | 5 | P+2.25% | $79K | Q2 2016 |
| Wisconsin · Manufacturing · $500K – $1M | 504 | 5 | — | $667K | Q2 2023 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 7(a) | 5 | P+2.50% | $253K | Q2 2023 |
| Wisconsin · Specialty Trade Contractors · $500K – $1M | 7(a) | 4 | P+2.13% | $627K | Q4 2024 |
| Michigan · Food & Beverage Stores · $350K – $500K | 7(a) | 4 | P+2.13% | $387K | Q2 2021 |
| Wisconsin · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+2.00% | $81K | Q1 2023 |
| Michigan · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+1.63% | $117K | Q1 2019 |
| Florida · Transportation & Warehousing · $500K – $1M | 7(a) | 4 | P+2.38% | $763K | Q2 2024 |
| Wisconsin · Administrative & Waste Services · $500K – $1M | 7(a) | 4 | P+1.63% | $607K | Q3 2022 |
| Wisconsin · Wholesale Trade · Under $150K | 7(a) | 4 | P+2.38% | $75K | Q1 2020 |
| Michigan · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+1.75% | $222K | Q3 2025 |
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Real experiences from borrowers who closed SBA loans with IncredibleBank.
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Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.