GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
287
2010–2026
Total Volume
$324M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
287 total segments
Home Bank has a strong focus on acquisition deals, with 35% of their total SBA loans dedicated to this purpose. This indicates they are well-suited for borrowers looking to buy existing businesses.
With an average 7(a) spread of P+2.29%, Home Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings on interest for borrowers.
Despite a solid volume of SBA loans, Home Bank's growth trend shows a decline of 8% year-over-year. This may indicate a tightening of lending standards, making it potentially more challenging for new applicants to secure loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 47 504 loans, which use fixed SBA debenture rates.
States where Home Bank, National Association has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Gas Stations
Retail Trade
Hotels & Accommodation
Accommodation & Food Services
Restaurants & Food Service
Accommodation & Food Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Health Practitioners
Health Care & Social Assistance
Laundry & Dry Cleaning
Other Services
Wholesale Trade
Wholesale Trade
Social Assistance
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Home Bank, National Association, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Gas Stations · $1M – $2M | 7(a) | 35 | P+2.00% | $1.4M | Q4 2020 |
| Texas · Gas Stations · $2M – $5M | 7(a) | 19 | P+1.75% | $2.7M | Q3 2021 |
| Texas · Hotels & Accommodation · $2M – $5M | 7(a) | 12 | P+1.88% | $2.9M | Q1 2023 |
| Texas · Gas Stations · $500K – $1M | 7(a) | 10 | P+2.25% | $781K | Q4 2019 |
| Texas · Hotels & Accommodation · $1M – $2M | 7(a) | 10 | P+2.63% | $1.6M | Q4 2016 |
| Texas · Hotels & Accommodation · $500K – $1M | 7(a) | 5 | P+2.50% | $829K | Q3 2019 |
| Louisiana · Hotels & Accommodation · $1M – $2M | 7(a) | 3 | P+2.25% | $1.7M | Q3 2015 |
| Indiana · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.50% | $283K | Q3 2018 |
| Texas · Social Assistance · $1M – $2M | 7(a) | 3 | P+1.50% | $1.3M | Q2 2021 |
| Indiana · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 3 | P+1.75% | $410K | Q3 2023 |
| Louisiana · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+2.75% | $72K | Q1 2024 |
| Louisiana · Wholesale Trade · $500K – $1M | 504 | 3 | — | $764K | Q3 2022 |
| Texas · Personal Care (Salons, Spas) · $1M – $2M | 7(a) | 2 | P+1.75% | $1.0M | Q4 2022 |
| Texas · Food & Beverage Stores · $2M – $5M | 7(a) | 2 | P+1.50% | $2.8M | Q1 2019 |
| Texas · Laundry & Dry Cleaning · $1M – $2M | 7(a) | 2 | P+1.50% | $1.5M | Q3 2021 |
| Texas · Food & Beverage Stores · $500K – $1M | 7(a) | 2 | P+2.13% | $800K | Q1 2020 |
| Louisiana · Laundry & Dry Cleaning · $350K – $500K | 504 | 2 | — | $446K | Q2 2014 |
| Texas · Laundry & Dry Cleaning · $500K – $1M | 7(a) | 2 | P+2.38% | $820K | Q3 2016 |
| Louisiana · Other Health Practitioners · $150K – $350K | 504 | 2 | — | $245K | Q3 2013 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 2 | P+2.25% | $231K | Q4 2025 |
| Texas · Gas Stations · $350K – $500K | 7(a) | 2 | P+2.00% | $444K | Q2 2021 |
| Louisiana · Hotels & Accommodation · $2M – $5M | 7(a) | 2 | P+2.25% | $3.2M | Q4 2016 |
| Louisiana · Physician & Dental Offices · $150K – $350K | 504 | 2 | — | $229K | Q4 2010 |
| Texas · Miscellaneous Retail · $2M – $5M | 7(a) | 2 | P+1.13% | $3.3M | Q1 2022 |
| Louisiana · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+3.25% | $257K | Q4 2014 |
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