STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
205
2011–2025
Total Volume
$274M
Gross loan amounts
States Active
12
With recorded loans
Programs
7(a) & 504
205 total segments
Golden Bank has a strong focus on existing businesses, with 59% of their deals supporting established companies. This may benefit borrowers looking to expand or refinance an existing operation.
With an average spread of P+1.54%, Golden Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings over the life of the loan.
Golden Bank's growth trend shows a 30% year-over-year increase in deals, indicating a strong demand for their services. This suggests they are actively lending and may be more willing to consider new applications.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 24 504 loans, which use fixed SBA debenture rates.
States where Golden Bank, National Association has recorded SBA lending activity.
+ 7 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Hotels & Accommodation
Accommodation & Food Services
Gas Stations
Retail Trade
Food & Beverage Stores
Retail Trade
Wholesale Trade
Wholesale Trade
Laundry & Dry Cleaning
Other Services
Miscellaneous Retail
Retail Trade
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for Golden Bank, National Association, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Hotels & Accommodation · $2M – $5M | 7(a) | 12 | P+1.38% | $3.2M | Q2 2023 |
| Texas · Hotels & Accommodation · $1M – $2M | 7(a) | 10 | P+1.63% | $1.6M | Q3 2021 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 8 | P+2.63% | $273K | Q4 2021 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 8 | P+1.88% | $237K | Q1 2022 |
| Texas · Gas Stations · $500K – $1M | 7(a) | 8 | P+1.38% | $767K | Q1 2022 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+1.75% | $669K | Q3 2021 |
| Texas · Restaurants & Food Service · $350K – $500K | 7(a) | 6 | P+1.63% | $436K | Q2 2024 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+1.75% | $727K | Q1 2022 |
| California · Food & Beverage Stores · $500K – $1M | 7(a) | 4 | P+1.50% | $827K | Q3 2021 |
| California · Laundry & Dry Cleaning · $2M – $5M | 7(a) | 4 | P+1.25% | $3.7M | Q3 2021 |
| California · Wholesale Trade · $1M – $2M | 7(a) | 4 | P+1.50% | $1.5M | Q4 2021 |
| California · Food & Beverage Stores · Under $150K | 7(a) | 4 | P+2.50% | $141K | Q4 2021 |
| Texas · Gas Stations · $2M – $5M | 7(a) | 3 | P+1.25% | $2.7M | Q3 2021 |
| Texas · Manufacturing · $500K – $1M | 7(a) | 3 | P+2.00% | $667K | Q3 2021 |
| Texas · Wholesale Trade · $500K – $1M | 7(a) | 3 | P+1.50% | $824K | Q2 2025 |
| California · Auto Repair & Maintenance · $2M – $5M | 7(a) | 3 | P+1.75% | $4.3M | Q3 2022 |
| California · Miscellaneous Retail · $1M – $2M | 504 | 3 | — | $1.5M | Q3 2025 |
| Texas · Social Assistance · $500K – $1M | 7(a) | 3 | P+1.75% | $663K | Q1 2020 |
| California · Food & Beverage Stores · $500K – $1M | 504 | 3 | — | $748K | Q2 2024 |
| Texas · Wholesale Trade · $150K – $350K | 7(a) | 2 | P+1.50% | $275K | Q3 2020 |
| Texas · Food & Beverage Stores · $1M – $2M | 7(a) | 2 | P+2.13% | $1.6M | Q3 2022 |
| California · Physician & Dental Offices · $500K – $1M | 7(a) | 2 | P+0.88% | $822K | Q2 2024 |
| Louisiana · Hotels & Accommodation · $1M – $2M | 7(a) | 2 | P+1.38% | $1.4M | Q3 2021 |
| Texas · Miscellaneous Retail · $350K – $500K | 7(a) | 2 | P+1.00% | $495K | Q1 2024 |
| California · Laundry & Dry Cleaning · $1M – $2M | 7(a) | 2 | P+1.75% | $1.8M | Q4 2020 |
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