STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
1,057
2010–2026
Total Volume
$390M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
1057 total segments
German American Bank has a strong presence in the restaurant and food service industry, with 188 deals, indicating they understand the unique needs of this sector. This could be beneficial for borrowers in this industry looking for tailored financing solutions.
With an average 7(a) spread of P+1.93%, German American Bank offers competitive pricing compared to the national median of P+2.75%. This lower spread can save borrowers money over the life of their loans.
The bank's 22% share of 504 loans suggests they are well-equipped to handle real estate financing, making them a good option for borrowers looking to purchase property or expand existing facilities.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 228 504 loans, which use fixed SBA debenture rates.
States where German American Bank has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
Retail Trade
Retail Trade
Auto Repair & Maintenance
Other Services
Administrative & Waste Services
Administrative & Waste Services
Finance & Insurance
Finance & Insurance
+ 7 more
All recorded SBA lending activity for German American Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Ohio · Restaurants & Food Service · Under $150K | 7(a) | 40 | P+2.75% | $74K | Q2 2023 |
| Ohio · Restaurants & Food Service · $150K – $350K | 7(a) | 35 | P+2.75% | $247K | Q3 2024 |
| Ohio · Manufacturing · Under $150K | 7(a) | 26 | P+2.25% | $93K | Q1 2024 |
| Indiana · Restaurants & Food Service · Under $150K | 7(a) | 21 | P+1.50% | $88K | Q1 2025 |
| Indiana · Manufacturing · Under $150K | 7(a) | 18 | P+2.00% | $73K | Q1 2022 |
| Indiana · Restaurants & Food Service · $150K – $350K | 7(a) | 17 | P+2.14% | $249K | Q2 2022 |
| Indiana · Other Health Practitioners · Under $150K | 7(a) | 15 | P+1.75% | $77K | Q1 2022 |
| Ohio · Administrative & Waste Services · Under $150K | 7(a) | 14 | P+2.25% | $77K | Q4 2022 |
| Ohio · Manufacturing · $150K – $350K | 7(a) | 13 | P+2.25% | $244K | Q1 2025 |
| Indiana · Specialty Trade Contractors · Under $150K | 7(a) | 13 | P+2.00% | $62K | Q2 2021 |
| Indiana · Manufacturing · $150K – $350K | 7(a) | 13 | P+1.32% | $261K | Q4 2022 |
| Indiana · Finance & Insurance · Under $150K | 7(a) | 12 | P+1.66% | $89K | Q4 2021 |
| Ohio · Engineering & Architecture · Under $150K | 7(a) | 12 | P+2.25% | $63K | Q1 2021 |
| Indiana · Retail Trade · Under $150K | 7(a) | 12 | P+2.25% | $77K | Q3 2021 |
| Ohio · Retail Trade · Under $150K | 7(a) | 12 | P+2.38% | $56K | Q2 2019 |
| Ohio · Restaurants & Food Service · $500K – $1M | 7(a) | 11 | P+2.25% | $709K | Q3 2024 |
| Indiana · Wholesale Trade · Under $150K | 7(a) | 10 | P+2.88% | $78K | Q4 2016 |
| Ohio · Specialty Trade Contractors · Under $150K | 7(a) | 10 | P+2.25% | $89K | Q3 2023 |
| Ohio · Other Health Practitioners · Under $150K | 7(a) | 9 | P+2.25% | $53K | Q2 2023 |
| Ohio · Auto Repair & Maintenance · Under $150K | 7(a) | 9 | P+2.25% | $79K | Q2 2021 |
| Ohio · Other Professional Services · Under $150K | 7(a) | 9 | P+2.34% | $52K | Q4 2017 |
| Indiana · Personal Care (Salons, Spas) · Under $150K | 7(a) | 9 | P+1.25% | $62K | Q2 2021 |
| Indiana · Manufacturing · $500K – $1M | 504 | 9 | — | $664K | Q3 2025 |
| Indiana · Arts, Entertainment & Recreation · Under $150K | 7(a) | 9 | P+1.50% | $65K | Q3 2021 |
| Ohio · Restaurants & Food Service · $350K – $500K | 7(a) | 8 | P+2.50% | $421K | Q3 2021 |
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