STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
94
2013–2026
Total Volume
$132M
Gross loan amounts
States Active
17
With recorded loans
Programs
7(a) & 504
94 total segments
Genisys CU has a strong focus on existing businesses, with 45% of their deals serving this purpose. This suggests they are well-suited for established businesses looking to expand or refinance.
With an average 7(a) spread of P+2.27%, Genisys CU offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings for borrowers.
Genisys CU has experienced a 50% decline in year-over-year growth, which may indicate a tightening of lending criteria. Borrowers should be prepared for potentially more stringent approval processes.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 10 504 loans, which use fixed SBA debenture rates.
Top 15 of 17 states where Genisys CU has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Physician & Dental Offices
Health Care & Social Assistance
Nursing & Residential Care
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Manufacturing
Manufacturing
Other Professional Services
Professional Services
Gas Stations
Retail Trade
+ 7 more
All recorded SBA lending activity for Genisys CU, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Michigan · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+1.75% | $236K | Q3 2021 |
| Michigan · Manufacturing · $150K – $350K | 7(a) | 3 | P+2.00% | $260K | Q4 2024 |
| Arizona · Nursing & Residential Care · $2M – $5M | 7(a) | 3 | P+2.25% | $2.5M | Q3 2021 |
| Texas · Restaurants & Food Service · $2M – $5M | 7(a) | 2 | P+2.38% | $5.0M | Q1 2023 |
| Nevada · Physician & Dental Offices · $2M – $5M | 7(a) | 2 | P+2.75% | $2.6M | Q4 2021 |
| Nevada · Physician & Dental Offices · $500K – $1M | 7(a) | 2 | P+2.75% | $842K | Q4 2022 |
| Virginia · Arts, Entertainment & Recreation · $2M – $5M | 7(a) | 2 | P+2.63% | $2.3M | Q1 2024 |
| Michigan · Manufacturing · $2M – $5M | 7(a) | 2 | P+2.63% | $2.6M | Q1 2023 |
| Michigan · Retail Trade · $350K – $500K | 7(a) | 2 | P+1.38% | $500K | Q1 2019 |
| Michigan · Auto Repair & Maintenance · Under $150K | 504 | 2 | — | $149K | Q1 2025 |
| Michigan · Gas Stations · $1M – $2M | 7(a) | 2 | P+2.50% | $1.5M | Q1 2021 |
| Michigan · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+1.75% | $423K | Q2 2023 |
| Michigan · Restaurants & Food Service · $500K – $1M | 504 | 2 | — | $797K | Q2 2019 |
| Michigan · Auto Repair & Maintenance · $350K – $500K | 7(a) | 2 | P+2.50% | $435K | Q4 2025 |
| Michigan · Auto Repair & Maintenance · $2M – $5M | 7(a) | 2 | P+2.00% | $2.4M | Q4 2020 |
| Missouri · Engineering & Architecture · $2M – $5M | 7(a) | 2 | P+1.88% | $2.5M | Q4 2022 |
| Michigan · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+2.63% | $110K | Q2 2016 |
| Michigan · Engineering & Architecture · Under $150K | 7(a) | 1 | P+3.25% | $60K | Q1 2014 |
| Michigan · Other Professional Services · Under $150K | 7(a) | 1 | P+2.00% | $75K | Q3 2023 |
| Michigan · Physician & Dental Offices · $500K – $1M | 7(a) | 1 | P+2.25% | $970K | Q2 2021 |
| Michigan · Other Health Practitioners · Under $150K | 7(a) | 1 | P+1.00% | $141K | Q4 2023 |
| Michigan · Nursing & Residential Care · $150K – $350K | 7(a) | 1 | P+2.50% | $228K | Q2 2015 |
| Michigan · Nursing & Residential Care · $350K – $500K | 7(a) | 1 | P+2.25% | $390K | Q3 2014 |
| Michigan · Social Assistance · $150K – $350K | 7(a) | 1 | P+2.00% | $250K | Q2 2018 |
| Michigan · Restaurants & Food Service · $2M – $5M | 7(a) | 1 | P+2.50% | $3.8M | Q2 2022 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Genisys CU.
No reviews yet. Be the first to review Genisys CU.