STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
GOOD
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
194
2022–2026
Total Volume
$234M
Gross loan amounts
States Active
33
With recorded loans
Programs
7(a) & 504
194 total segments
FWBank has a strong focus on startups, with 62% of their deals going to new businesses. This is significantly higher than the national average, making them a great option for first-time borrowers.
With an average 7(a) spread of P+1.92%, FWBank offers competitive pricing compared to the national median of ~P+2.75%. This could save you money on interest over the life of your loan.
FWBank's growth trend shows a 21% increase in deals year-over-year, indicating they are expanding their lending capacity. This could mean more favorable terms for borrowers as they scale up.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 22 504 loans, which use fixed SBA debenture rates.
Top 15 of 33 states where FWBank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Personal Care (Salons, Spas)
Other Services
Manufacturing
Manufacturing
Social Assistance
Health Care & Social Assistance
Other Health Practitioners
Health Care & Social Assistance
Specialty Trade Contractors
Construction
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for FWBank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Illinois · Restaurants & Food Service · $2M – $5M | 7(a) | 10 | P+1.75% | $3.0M | Q3 2025 |
| Illinois · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+2.38% | $641K | Q1 2025 |
| Texas · Personal Care (Salons, Spas) · $500K – $1M | 7(a) | 3 | P+2.50% | $670K | Q4 2024 |
| Iowa · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+1.75% | $688K | Q2 2024 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.00% | $717K | Q4 2024 |
| Tennessee · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.63% | $355K | Q3 2025 |
| Florida · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 2 | P+2.75% | $575K | Q3 2025 |
| Illinois · Miscellaneous Retail · $1M – $2M | 7(a) | 2 | P+2.00% | $1.4M | Q2 2025 |
| Tennessee · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 2 | P+2.00% | $760K | Q3 2025 |
| Florida · Specialty Trade Contractors · $1M – $2M | 7(a) | 2 | P+1.38% | $1.5M | Q4 2022 |
| Arizona · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+1.50% | $640K | Q3 2025 |
| Wisconsin · Food & Beverage Stores · $1M – $2M | 504 | 2 | — | $1.1M | Q3 2023 |
| New York · Manufacturing · $500K – $1M | 7(a) | 2 | P+1.63% | $640K | Q4 2022 |
| Texas · Other Health Practitioners · $500K – $1M | 7(a) | 2 | P+2.05% | $793K | Q4 2022 |
| Illinois · Social Assistance · $500K – $1M | 7(a) | 2 | P+0.88% | $865K | Q3 2025 |
| Texas · Restaurants & Food Service · $1M – $2M | 7(a) | 2 | P+1.50% | $1.1M | Q2 2022 |
| Oregon · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+2.00% | $733K | Q2 2025 |
| Illinois · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+2.38% | $262K | Q3 2025 |
| Illinois · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 2 | P+2.63% | $619K | Q3 2025 |
| Illinois · Restaurants & Food Service · $1M – $2M | 7(a) | 2 | P+1.75% | $1.8M | Q3 2025 |
| Arizona · Auto Repair & Maintenance · $1M – $2M | 504 | 2 | — | $1.1M | Q2 2024 |
| Texas · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 2 | P+2.00% | $395K | Q3 2025 |
| Arizona · Auto Repair & Maintenance · $500K – $1M | 504 | 2 | — | $699K | Q4 2023 |
| Illinois · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.50% | $426K | Q3 2023 |
| Indiana · Utilities · $1M – $2M | 7(a) | 2 | P+2.00% | $1.6M | Q3 2024 |
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